Earthgirl gets back on track!

earthgirl

Done quite a bit today, all thanks to the overhaul your finances guide.

• got a new credit card with cash back
• signed up to rent out my spare room now and then (interesting..will see what happens!)
• sorted out selling old electrical appliances
• listed stuff on ebay and amazon
• did a private lesson too.

Right off to play with lo and then over to neighbours for tea. Another neighbour has invited us round next weekend for tea too!:T

earthgirl

Unfortunately sunday night the baby was up all night - must be teething - anyway I read lots of diaries on here, and made bread at about 3am to use the cheap electricity!

He slept for 10 hours last night, so hopefully we are back on track today.

I redid my mortgage figures in the middle of the night and we only owe £7,xxx now! every penny really counts now!

SmlSave

I redid my mortgage figures in the middle of the night and we only owe £7,xxx now!

Corr, well done EG :T When shoudl we start counting down to MF?

lincoln-potter

earthgirl wrote: »

Unfortunately sunday night the baby was up all night - must be teething - anyway I read lots of diaries on here, and made bread at about 3am to use the cheap electricity!

He slept for 10 hours last night, so hopefully we are back on track today.

I redid my mortgage figures in the middle of the night and we only owe £7,xxx now! every penny really counts now!

wow that really is good going EG!

the final push hey

earthgirl

:j

SmlSave wrote: »

Corr, well done EG :T When shoudl we start counting down to MF?

I am aiming for 14th of July, even if I have to get OH to pay himself a bit more in that month and not in August if you see what I mean. My 31st Birthday is on the 15th of July, and it would be great to say I did it in when I was 30 :j!

I think I will keep the amount in ISAs and savings accounts now, rather that op, as I don't want an early repayment charge!

So incoming I will have:
approx. half pay at end of april (approx £1,000)
full pay end of may (approx £2,000 - £360 childcare = £1,640)
full pay end of june (approx £2,000 - £400 childcare = £1,600)
full pay end of July (approx £2,000 - £300 childcare = £1,700) (might have to get oh to 'pay this forward' as it doesn't come 'till end of month)
examining pay (£1,000, might have to get oh to 'pay this forward' if it doesn't come 'till August)

So I will have to raise the £1,434 extra that I need in the 31/2 months, by tutoring and making money ms ing, ebaying etc... Hope I can do it! SURE I can!

earthgirl

In all my money excitement I forgot to say I tried on some size 12 work trousers and they fit with room to spare!!:j This is good although I am not the same shape as I used to be after childbirth(read: a bit saggy and misshapen!) I have actually returned to my previous size!!

gratefulforhelp_2

earthgirl wrote: »

In all my money excitement I forgot to say I tried on some size 12 work trousers and they fit with room to spare!!:j This is good although I am not the same shape as I used to be after childbirth(read: a bit saggy and misshapen!) I have actually returned to my previous size!!

I am soooooo jealous :j:j

SmlSave

In all my money excitement I forgot to say I tried on some size 12 work trousers and they fit with room to spare!!

Whoop, whoop!

14th of July it is 106 days to go!!!!!!!!!!!!!!!

cha97michelle

I could be so jealous too on both fronts, i bet i'd only fit one leg in a pair of size 12s, which is mad as i was so slim when DS2 was 1, it is since then that has been the problem.

You have done so well, a true inspiration. I am glad we have shared your journey.

museumworker

You can sooo do it, go earthgirl! MF when only 30, wow!