Bradford & Bingley INTERNET SAVER 3

pjbltd

Re-setup my Direct Debit, now can't move money in till 1st Nov as get the error "the nominated account must have been set up for 8 days before transfers".

I set this account up months ago.

Is there a good savings account you can move money in/out without it taking days?

Steeve

qfk123 wrote: »

Anyone want to confirm the current rate on a Internet saver 3 and suggest an alternative as currently i have a decent amount in the barclays e-savings reward 5.25%, was using kaupthing to keep half my savings but got my money out with the trouble.

Should I just keep it in the barclays or put half in BB but as they still seem to be sly with the rates not sure now. I do reckon rates will drop abit but i would have though the banks would welcome people keeping their money with them.

Last time I checked it was 6.51%, but as it disappeared from the rates chart, I sent an email to B&B asking for the rate for the account (I gave them the name), I received an email back saying they couldn't find find my account (except one which I had closed mid 2007) and asked me to give them my account number (something they ask you not to do when contacting them via email), needless to say I emailed back my original question and let them know I had actually recently opened (and transfered money into) in the last couple of weeks, I'm still waiting for the response.

As for an alternative account I have just opened one with IF, good rate 6.41% last time I looked (might have gone down).
Steve

pjbltd

Accounts no longer available

Balance Previous AER AER†
inc. bonus Gross p.a.% Net p.a.% Monthly
Gross p.a.% Monthly
Net p.a.% Internet Saver (Issue 1) - Online - Variable Rate £1 5.90 5.65 n/a 5.65 4.52 5.51 4.41 eISA (Issue 2) - Tax Free - Variable Rate £1,000+ 5.55 5.30 n/a 5.30 n/a 5.18 n/a Direct Premium - Easy Access - Variable Rate £1,000+ 3.90 3.65 n/a 3.65 2.92 n/a n/a £10,000+ 4.00 3.75 n/a 3.75 3.00 3.69 2.95 £25,000+ 4.10 3.85 n/a 3.85 3.08 3.78 3.02 Direct Notice - Variable Rate £1,000+ 3.95 3.70 n/a 3.70 2.96 n/a n/a £10,000+ 4.10 3.85 n/a 3.85 3.08 3.78 3.02 £25,000+ 4.20 3.95 n/a 3.95 3.16 3.88 3.10 ISA Easy Saver - NFC - Tax Free - Variable Rate £10+ 4.50 4.35 n/a 4.35 n/a n/a n/a eSavings (Issue 5) - Online - Variable Rate £1,000+ 5.70 5.45 n/a 5.45 4.36 5.32 4.26 Timesaver £1+ 0.45 0.25 n/a 0.25 0.20 n/a n/a £100+ 0.50 0.30 n/a 0.30 0.24 n/a n/a £500+ 0.55 0.35 n/a 0.35 0.28 n/a n/a £2,500+ 0.60 0.40 n/a 0.40 0.32 n/a n/a £10,000+ 0.70 0.50 n/a 0.50 0.40 n/a n/a £25,000+ 0.75 0.55 n/a 0.55 0.44 n/a n/a Premier Deposit £1+ 0.70 0.45 n/a 0.45 0.36 n/a n/a £100+ 1.35 1.10 n/a 1.10 0.88 n/a n/a £10,000+ 1.55 1.30 n/a 1.30 1.04 n/a n/a £25,000+ 2.10 1.85 n/a 1.85 1.48 n/a n/a Capital Saver TOISA £500+ 5.00 4.75 n/a 4.75 n/a n/a n/a Bonus Account £500+ 1.15 0.90 1.65 0.90 0.72 n/a n/a £5,000+ 1.20 0.95 1.70 0.95 0.76 n/a n/a £10,000+ 1.25 1.00 1.75 1.00 0.80 n/a n/a £25,000+ 1.30 1.05 1.80 1.05 0.84 n/a n/a One Month Notice £500+ 1.00 0.85 n/a 0.85 0.68 0.85 0.68 £2,500+ 1.10 0.95 n/a 0.95 0.76 0.95 0.76 £10,000+ 1.30 1.15 n/a 1.15 0.92 1.14 0.91 £25,000+ 1.55 1.40 n/a 1.40 1.12 1.39 1.11 £50,000+ 1.95 1.80 n/a 1.80 1.44 1.79 1.43 60 Day Plus £1,000+ 2.30 1.15 2.16 1.15 0.92 1.14 0.91 £5,000+ 2.75 1.60 2.62 1.60 1.28 1.59 1.27 £10,000+ 3.05 1.90 2.92 1.90 1.52 1.88 1.50 £25,000+ 3.25 2.10 3.12 2.10 1.68 2.08 1.66 £50,000+ 3.35 2.20 3.23 2.20 1.76 2.18 1.74 £100,000+ 3.55 2.40 3.42 2.40 1.92 2.37 1.90 Special Asset £2,500+ 1.60 1.45 n/a 1.45 1.16 1.44 1.15 £5,000+ 1.95 1.80 n/a 1.80 1.44 1.79 1.43 £10,000+ 2.35 2.20 n/a 2.20 1.76 2.18 1.74 £20,000+ 2.55 2.40 n/a 2.40 1.92 2.37 1.90 £40,000+ 2.70 2.55 n/a 2.55 2.04 2.52 2.02 £80,000+ 2.90 2.75 n/a 2.75 2.20 2.72 2.18 Bonus 120 Account £1,000+ 2.70 2.55 3.32 2.55 2.04 2.52 2.02 £5,000+ 2.75 2.60 3.37 2.60 2.08 2.57 2.06 £30,000+ 2.80 2.65 3.42 2.65 2.12 2.62 2.10 £50,000+ 2.90 2.75 3.53 2.75 2.20 2.72 2.18 £100,000+ 3.10 2.95 3.72 2.95 2.36 2.91 2.33 Kidzone £1+ 4.70 4.60 n/a 4.60 3.68 n/a n/a £500+ 4.80 4.70 n/a 4.70 3.76 n/a n/a Direct 60 £5,000+ 4.15 3.90 n/a 3.90 3.12 n/a n/a £15,000+ 4.20 3.95 n/a 3.95 3.16 3.88 3.10 £30,000+ 4.35 4.10 n/a 4.10 3.28 4.03 3.22 £50,000+ 4.40 4.15 n/a 4.15 3.32 4.07 3.26 ISA Capital Saver [8] £500+ 5.15 n/a n/a 5.40 n/a n/a n/a Client Reserve £5,000+ 4.75 4.50 n/a 4.50 3.60 n/a n/a Premier Tracker £1,000+ 4.85 4.60 n/a 4.60 3.68 4.51 3.61 First Choice £50+ 0.55 0.35 0.85 0.35 0.28 n/a n/a £500+ 0.65 0.45 0.95 0.45 0.36 n/a n/a £5,000+ 0.70 0.50 1.00 0.50 0.40 n/a n/a £10,000+ 0.75 0.55 1.05 0.55 0.44 n/a n/a £25,000+ 0.80 0.60 1.10 0.60 0.48 n/a n/a Premier Additions £10+ 5.25 5.00 n/a 5.00 4.00 n/a n/a Premier Saver £2,000+ 3.90 3.70 n/a 3.70 2.96 3.64 2.91 eSavings (Issue 1) £1,000 5.55 5.30 n/a 5.30 4.24 5.18 4.14 eSavings (Issue 2) £1,000 5.55 5.30 n/a 5.30 4.24 5.18 4.14 eSavings (Issue 3) £1,000 5.55 5.30 n/a 5.30 4.24 5.18 4.14 eSavings ISA £1,000 5.55 5.30 n/a 5.30 n/a 5.18 n/a eBond Maturity £1,000 5.13 5.00 n/a n/a n/a 4.89 3.91 eSaving Matured Bond £1,000 3.25 3.00 n/a 3.00 2.40 2.96 2.37 eISA Maturity £1,000 4.50 4.35 n/a 4.35 n/a n/a n/a eSavings (Issue 4) £1,000+ 5.25 5.00 5.51 5.00 4.00 4.89 3.91 What If? Saver - Easy Access - Variable Rate £2,000+ 4.50 4.40 4.90 4.40 3.52 4.31 3.45 Internet Saver (Issue 2) - Online - Variable Rate £1+ 6.15 6.00 n/a 6.00 4.80 5.84 4.67 What If? (Special) - Easy Access - Variable Rate £2,000+ 4.50 4.40 5.40 4.40 3.52 4.31 3.45 Everyday Saver - Easy Access - Variable Rate £10+ 0.45 0.25 0.75 0.25 0.20 n/a n/a £50+ 0.55 0.35 0.85 0.35 0.28 n/a n/a £500+ 0.65 0.45 0.95 0.45 0.36 n/a n/a £5,000+ 0.70 0.50 1.00 0.50 0.40 n/a n/a £10,000+ 0.75 0.55 1.05 0.55 0.44 n/a n/a £25,000+ 0.80 0.60 1.10 0.60 0.48 n/a n/a 'My Time' Saver - Easy Access - Variable Rate £1,000+ 6.00 5.75 n/a 5.75 4.60 5.60 4.48 ISA Easy Saver - Tax Free - Variable Rate £10+ 4.50 4.35 n/a 4.35 n/a n/a n/a
† Bonus Savings Account: Includes a bonus of 0.55% gross (0.44% net equivalent) for 1-2 withdrawals, or 0.75% gross (0.60% net equivalent) if no withdrawals made during account's anniversary year.

† 60 Day Plus Account: Rates include a bonus of 1.00% gross p.a. (0.80% net equivalent p.a.) if 1 or less withdrawals made during the account's anniversary year.

† Bonus 120 Account: Rates include a bonus of 0.75% gross p.a. (0.60% net equivalent p.a.) if 1 or less withdrawals are made during the account's anniversary year.

† First Choice Account: Includes 0.50% gross p.a. (0.40% net equivalent p.a.) if 3 or less withdrawals are made during the account's anniversary year.

† eSavings (Issue 4) Account: Rates include a bonus of 0.51 for 12 months.

† What If? Saver Account: Includes a 0.50% bonus for the first 180 days following account opening.

† What If (Special Edition) Account: Includes a 1% bonus for the first 180 days following account opening.

† Everyday Saver Account: Rates include a bonus of 0.50% gross p.a. (0.40% net equivalent p.a.) if 3 or less withdrawals are made during the account's anniversary year.
AER stands for Annual Equivalent Rate. This shows the notional rate assuming interest was paid and compounded yearly. As every savings product advertisement (which quotes an interst rate) must show the AER, this lets you compare products more easily.

pjbltd

^ Yep
INTERNET SAVER 3 (MON)

Is not there!

savetilibleed

Steeve wrote: »

Last time I checked it was 6.51%, but as it disappeared from the rates chart, I sent an email to B&B asking for the rate for the account (I gave them the name), I received an email back saying they couldn't find find my account (except one which I had closed mid 2007) and asked me to give them my account number (something they ask you not to do when contacting them via email), needless to say I emailed back my original question and let them know I had actually recently opened (and transfered money into) in the last couple of weeks, I'm still waiting for the response.

Curiouser and Curiouser and a bit suspicious - or an I becoming a cynic :rolleyes:. Do let us know the response. Perhaps by then they will have "come clean" about things as I don't suppose you will get an answer over the weekend.

Stavros_3

Does anyone know what todays rate is on the B & B internet saver issue 3 is, there seems to be a lot of confusion. I accept the account is no longer there its the current rate % I wanted confirmation of thanks

Stavros_3

Just seen this on the B & B site, fixed rate bond 6.5% on deposits over 50K

evenasus

When I spoke to someone at B & B yesterday, they said that the rate was still the same as the last day it was available.
Which if I remember correctly was 6.51%

qfk123

Im looking at the Birmingham midshire's e-saver 2- paying 6.52% .Only minor issue is that the interest has to be paid away from the account, but presume you can just sent it back in.

Why is BB little bit cloak and dagger doesnt give me alot of confidence.

~Chameleon~

I recently opened the Internet Saver (Issue 3) but due to a series of errors and complications being able to even access the damned thing I've yet to deposit any money into it. This latest news doesn't inspire me with any confidence whatsoever :rolleyes: