Why the intolerance of other people's views?

andys15

mymatebob wrote: »

And even at £2 a round it is still not free.
When you screw up on the basic details like this it is easy to lose the argument.

Enjoy the Golf and I hope you do well in your competition

I dont think i will enjoy the game thanks to this site. I have made a budgeting omission that may give dithering dad and neverdespairgirl a heart attack. I forgot to budget for lost of balls. I cannot really predict this as there are many variables. The main one being I am crap at golf. Now if I leave my driver at home, I reckon I could lower the risk. Dithering dad words of wisdom are needed.

mymatebob

andys15 wrote: »

I dont think i will enjoy the game thanks to this site. I have made a budgeting omission that may give dithering dad and neverdespairgirl a heart attack. I forgot to budget for lost of balls. I cannot really predict this as there are many variables. The main one being I am crap at golf. Now if I leave my driver at home, I reckon I could lower the risk. Dithering dad words of wisdom are needed.

And have you factored in transport there and back?

Anyway - 3 wood off the tee. Safety first

andys15

mymatebob wrote: »

And have you factored in transport there and back?

Anyway - 3 wood off the tee. Safety first

golf course is 30 sec drive away. i usually use my 5 iron. Its not a bad life when my only worry is whether i should use my 5 iron or 3 wood of the tee. Rather that then how much neg equity i am. Not burying my head in the bunker, but I dont care. When I see the kids face when we tell them they are going to disney,(its a surprise, they wont know till we pitch up at the airport), it will be worth it.

mymatebob

andys15 wrote: »

golf course is 30 sec drive away. i usually use my 5 iron. Its not a bad life when my only worry is whether i should use my 5 iron or 3 wood of the tee. Rather that then how much neg equity i am. Not burying my head in the bunker, but I dont care. When I see the kids face when we tell them they are going to disney,(its a surprise, they wont know till we pitch up at the airport), it will be worth it.

30sec drive as in off the tee?

If it is that close I trust you walk.

ad9898_3

Christ, is this thread still going.

There is no intolerance here, its simple, if you think getting into property at this time is a good thing or you have bought recently, you are wrong, thats it:D

scousethife

londonlandlady wrote: »

This is typical as well - whenever anyone expresses a positive view on the housing market, it must inevitably be a "wind-up."

Of course things aren't looking good at the moment but the Nationwide and Halifax indices are exaggerating the falls. Prices have risen so much over the last ten years that they needed to pause for breath before resuming their upwards trajectory.

You have just created a new universe!

It could be an episode of star trek called ...........

how to fit 14 tons of shlt into 1 forum post






And adding a bit of my world .............Data has a lesbian afair with a tricorder

even though hes male and a tricoder is a machine i just like lesbians ok

scousethife

oh and not them minging ones!

I like fit ones from pornos that go "oh" and "ah"

they're proper lesbians not them blokey ones in big boots and wide knit cardigans

neverdespairgirl

andys15 wrote: »

Well that is not true. But you think back to your childhood. If your dad said, ok girl you have a choice holiday or mortgage. Saying that I think you would say mortgage.

Thankfully, my parents had more sense than to take financial advice from a primary school child!

andys15 wrote: »

When you have children, remember back to your uni days. Could you have trained and had children with you at the same time. Would you feel if you were studying hard, you're children would not have had the full atttention they deserve.

I do have a child, a 3 year old son, born 3 years after I qualified (I'm now 31, OH is 30).

andys15 wrote: »

I am treating them for 4 years of leaving there school there grandparents, the tensions, the lack of days out with me, the lack of holidays etc etc

So you are buying guilt-relief?

You can't equate a miserable childhood and financial prudence. My parents' well-offness post-dates my young childhood, and I remember it well.

Day trips to the seaside, summer holidays learning to swim in Devon, visiting friends around the country, walking round the City with my Dad, watching the Thames, these weren't expensive. I'm thankful to say I've never been to Disney-anything (long may that continue).

Every family has financial priorities, things they spend money on that other people wouldn't. For many on this site, it's lots of money on expensive TV packages, or furniture, or shoes. I don't see the point in any of that.

OH and I spend more money than others might do on childcare and holidays. This year we've been to Israel once, we're going again in November, and we had a long weekend and a week separately in Cornwall, for example. We have a nanny, rather that a nursery or childminder.

But your spending priorities, things that are, really, not essentials, is one hell of a list. Cleaner, expensive foreign holidays, expensive lesuire activities, expensive home furnishings, buying a house at the top of the market, all the rest of it, all while you are so heavily in debt. That's not managing.

Despite our trips this year, the thing our 3 year old seems to remember most fondly is staying at my parents' house and my Dad chucking Isaac's ball over the house. Not an expensive activity.....

neverdespairgirl

andys15 wrote: »

blimey, does anyone spend money on themselves in here, has noone got any debt. Do you all just work, put it into a tin marked (do not open untill houses are 75% cheaper), and type on here and mock others for doing things.

Yes, no, no, no.

We do spend money on ourselves, we aren't in debt. The two aren't mutually exclusive.

andys15

despair girl, you dont answer the questions put to you, just answers you want to hear. I asked if you could have studied with children. You are not in debt because your family covered your expenses.