Why the intolerance of other people's views?

StevieJ

londonlandlady wrote: »

You all need your heads seeing to. Everyone knows property prices only ever go up in the long term and there is so much pent-up demand in this market. The fundamentals remain strong - there is a shortage of property in this country, you see. I'm only telling you this for your own good, so you don't miss out on a bargain.

You certainly read like that horsey fellow.

neverdespairgirl

andys15 wrote: »

I love my job, I would do it for half the money. What price is that last statment worth, its priceless and how many people can say the same. I did something, I triumped, I have my life back on track.

I would say the same. And mean it.

But I don't think you can possibly say that. You owe thousands to your family, thousands on credit for new sofas and curtains, and think it's wise to push off to Florida on holiday despite the above. You couldn't possibly manage on half your income when you can't manage on what you earn now.

andys15

johnycoldears wrote: »

I'd welcome some positive posts, as long as they're backed up by data, articles, facts - anything but the poster's un-educated personal opinion based on talking to his local EA or picking up the latest pearls of wisdom from Stuart Law.

At least providing some data means a meaningful discussion can commence , not just "oh no they're not !" "oh yes they are !".

Check posts by !!!!!!?, Generali, carolt and others, whether you agree with their views or not, at least they provide data to back up their opinions.

Ok for a start, Horse is obviously winding you all up and its working a treat. the only data I supply is personal. It is my own feelings of buying recently and how it is effecting me. I am not quoting rates, and economist views, they are my own views from my own experiances.
All people want to do is knock you, and when you try and give a valid responce, they try to just put negative spin on it. I really dont care, its only a forum.

andys15

neverdespairgirl wrote: »

I would say the same. And mean it.

But I don't think you can possibly say that. You owe thousands to your family, thousands on credit for new sofas and curtains, and think it's wise to push off to Florida on holiday despite the above. You couldn't possibly manage on half your income when you can't manage on what you earn now.

I cant possible say what?
You really dont know what you are talking about. This is what I mean about negative spin. Its a saying " i would do this job for half the pay", I am not going to tell my boss to only pay me half If I only really got half of what I do get, I wouldn't be able to buy the house, the sofa etc. I am doing well despair. I did have someone in here advise me not to go to florida, but use the money to overpay my mortgage, or put it towards my childrens university fund. Have any of you actually got a life. I am sure in years time my kids will say, "hey I loved my childhood, we didn't do much, but we were mortgage free by the time we were 15".

Now stop dithering dad et all, dont say how my kids will remember the house being reposesed and the baliffs taking there toys.

Neverdespairgirl, if you are a barrister, did you get into any student debt at all. I never went to uni, but this is kind of like my student debt, considering I was studying for 4 years, with 2 kids a dog, a mortgage and rent to pay.

neverdespairgirl

andys15 wrote: »

Neverdespairgirl, if you are a barrister, did you get into any student debt at all. I never went to uni, but this is kind of like my student debt, considering I was studying for 4 years, with 2 kids a dog, a mortgage and rent to pay.

Yes, i did get into some student debt, OH quite a bit more. I am exceptionally fortunate in having well-off parents, and they very kindly paid for much of my education.

When we started working, we were very careful not to spend huge sums of money until we had paid off our debt.

My best memories from childhood aren't those which involved lots of cash. The scariest thing in your post is that you think that you can only make your children happy by spending money.

andys15

neverdespairgirl wrote: »

. You couldn't possibly manage on half your income when you can't manage on what you earn now.

and please please tell me your views on what its like to manage.

As I feel I am just holding on. When I am out playing golf this weekend, after watching my son play football, we are all of to the cinema as we hate being in the house when the cleaner is there. The mortgage has been paid this month, my dad to, also booked and paid for the hotel this month out of my wages, I paid in full as I wasn't sure wether Quidco would pay 7% on the full amount or just the deposit. Wife is then off to the gym on sunday, whilst I get the roast ready, I am off till tuesday, so I will do some of my garden, which gives me so much more satisfaction doing now, than it did when i was renting. how will i survive

neverdespairgirl

andys15 wrote: »

and please please tell me your views on what its like to manage.

As I feel I am just holding on. When I am out playing golf this weekend, after watching my son play football, we are all of to the cinema as we hate being in the house when the cleaner is there. The mortgage has been paid this month, my dad to, also booked and paid for the hotel this month out of my wages, I paid in full as I wasn't sure wether Quidco would pay 7% on the full amount or just the deposit. Wife is then off to the gym on sunday, whilst I get the roast ready, I am off till tuesday, so I will do some of my garden, which gives me so much more satisfaction doing now, than it did when i was renting. how will i survive

Managing isn't getting deeper into debt while you are earning more, managing isn't owing some elderly relative thousands and !!!!!!ing off on holiday, leaving your nice new soft furnishings behind!

I'm glad you feel that boasting about how much money you are going to spend this weekend makes you feel better. Odd, to my mind, though. Golf / football / cleaner / cinema / gym, wonderful if you can afford it (apart from the golf and the football, for me personally, but each to his own).

You are £50k in debt, and spending money in every direction. That's a funny definition of managing, to my mind.

We spend what we want to, and enjoy ourselves. We just don't confuse spending with happiness, and debt with acheivement.

Our weekend plans? If the weather's nice tomorrow, we'll cycle to the park, have a picnic, then go swimming, and my mother's coming over for dinner.

andys15

neverdespairgirl wrote: »

Yes, i did get into some student debt, OH quite a bit more. I am exceptionally fortunate in having well-off parents, and they very kindly paid for much of my education.

When we started working, we were very careful not to spend huge sums of money until we had paid off our debt.

My best memories from childhood aren't those which involved lots of cash. The scariest thing in your post is that you think that you can only make your children happy by spending money.

Well that is not true. But you think back to your childhood. If your dad said, ok girl you have a choice holiday or mortgage. Saying that I think you would say mortgage.

When you have children, remember back to your uni days. Could you have trained and had children with you at the same time. Would you feel if you were studying hard, you're children would not have had the full atttention they deserve. Would you have had the money to treat them, the time to play with them, whilst your learning law verbatum. If you can truly say you could, then you are a wonderful person.
I had 2 kids when was studying, and unfortunatley my studies came first. 4 years of "i will just have to finish this work first", takes it toll. They now come first again. I am not trying to buy there love, I am treating them for 4 years of leaving there school there grandparents, the tensions, the lack of days out with me, the lack of holidays etc etc

andys15

neverdespairgirl wrote: »

Managing isn't getting deeper into debt while you are earning more, managing isn't owing some elderly relative thousands and !!!!!!ing off on holiday, leaving your nice new soft furnishings behind!

I'm glad you feel that boasting about how much money you are going to spend this weekend makes you feel better. Odd, to my mind, though. Golf / football / cleaner / cinema / gym, wonderful if you can afford it (apart from the golf and the football, for me personally, but each to his own).

You are £50k in debt, and spending money in every direction. That's a funny definition of managing, to my mind.

We spend what we want to, and enjoy ourselves. We just don't confuse spending with happiness, and debt with acheivement.

Our weekend plans? If the weather's nice tomorrow, we'll cycle to the park, have a picnic, then go swimming, and my mother's coming over for dinner.

See this is where your argument holds no weight. I am not getting deaper into debt. I am paying my debt everymonth and not taking on anymore. The holiday was paid by wages, the cleaner is as we both work full time, the golf is free(yearly fee). If my actions were getting me in more debt, i would fully agree with your arguments. My debt each month is getting SMALLER. It is not being added to.

mewbie_2

Not a reply to anyone in particular, but an observation I want to make.

What children need is parent's attention. Not money, gifts, treats, outings - although those are nice of course. It is reading a book with them, talking, playing, laughing with them - showing them things that don't cost money - cooking, throwing and catching, a host of simple things.

It is time and attention they need. Many people get caught up in the 'must have it' idea, they spend all their time trying to 'better' themselves financially - while saying - we're doing this for the kids. Working ever longer hours in order to buy things to make up for the guilt at lack of attention.

A Play Station does not cover it, not in the long term. And at the end of the day, when the kids have moved on, there's only those memories to cherish.

edit: So actually - I ought to get my !!! off MSE and put something into family life. ..