Gallygirl's 95 month challenge - now 'only' 92 months

setmefree2

Enjoy your holiday GG

gallygirl

Stuart, thanks for your offer but I don't want to come back to find a Jag sitting on my drive :eek:.

Currently in hotel bedroom, done a 15 minute swim (didn't want to risk more as shoulders felt v tight & I can get bad headaches if I overdo it), feeling v virtuous . Watching cup final, win win situation - want Man U to win as British but want them to lose as they're Man U , also Barca are from my (not) soon (enough) to be homeland :cool:

Checked euro purse this morning and found £20 I must have put in as UK airport money last time. So, as that's extra money, I've tried & failed to transfer to offset - Egg external links are always down at night, but will try again in the morning :A.

Why was I checking euro purse . Because I'm off on HOLIDAY tomorrow :j

Mortgage_Reduction_Novice

gallygirl wrote: »

HOLIDAY

Have a good one!

StuartGMC

Enjoy the holiday!

Tesco_points_addict

Holiday.....whats one of those?????

TPAx

gallygirl

Am back

But had a great time

Sold a book on GM so £3 coming my way

With quidco & MS money plus the £20 I found plus a bit extra from current account I've managed to pay in around £280 to offset

That means I've paid in £26.07 more than waxman, so all my extra payments now will be matched by him

Updated all spreadsheets, snowballs etc. Need a lie-down now. So many transactions going in & out I decided to deal with each one completely rather than keep a running total of what transfers were needed, so offset got 4 payments in (3 from the same account) and one out. Pleased to see my mortgage spreadsheet was accurate to within 50p

Overall debt dropped from 148.8k to 147.7k during month, quite pleased with that as had quite a few big bills

Offset now crept over 11k again

Snowball still says June 15 to pay off all 3 mortgages. Hmmmm, original target was Aug 16, may change it waxman's 55th which is March 2015

Picked up a few mystery shops for next week

So, lots of but am afraid the outweighs them all . Will catch up on all other threads tonight when in better mood :rolleyes:

SmlSave

Glad you had a good time gally, shame you had to come back to the UK but at leasts its good weather to come back to

Nice to see lots of smilies in your post

See you soon

evab_2

Welcome back x

gallygirl

:hello:Still here, but PC in hospital _pale_ - needs some drivers & other stuff which has dropped off (I did look behind PC but couldn't see anything ). So, apologies if I am ignoring your diaries, hopefully PC discharged tomorrow so I will catch up then :lovethoug.

Have picked up a few MS for next week - hmmmm, one is a joint shop but the 2 shops are 300 miles apart - think I need to email the company :rotfl:. Quite a few garages with food so I will be stocking up!

34 sleeps till next HOLIDAY :rotfl:

gallygirl

how did we cope without computers

No take up on rental enquiries

Can't wait to get my PC back, SOOOOOOO many spreadsheets to update. Have transferred 2 lots of money into offset this morning, but also £1500 out - FD minimum credit each month, I leave it in till £300 ISA transfer takes place then transfer £1200 back. Lot of fuss for 7% interest on ISA (as a regular saver it only actually equates to about 3.6APR) but couldn't find anything better at the time.

Glad to see interest rate stayed the same, I know there has been no mention of it rising (last I heard the 'experts' :rolleyes: reckon it could be well into next year), but I'm a little paranoid because our daily interest is so low our overpayments are really having an effect (can't say how much of an effect as haven't got spreadsheets )

Miserable day here, so much for gardening :rolleyes:. Still, 4 MS to do, all in different towns, round trip of around 40 miles but was going to 2 of them anyway.

Need a new ink cartridge already, still, as is MS printing which uses the ink I suppose that just shows how much work I've had. Cheapest place is usually Cartridge People and they are doing offer with compatible cartridges - £8.99 for one or £7.49 if buy 3, instead of normal £14.99. Have had bad experiences with refilled but may take a chance on these as half price. Can't order though as fiddled about looking for voucher code so don't want to go through quidco as cookies probably there. Normally I look on one machine & order on other, or look on Firefox on PC & order on IE but we are only allowed IE on laptop & I do not intend to clear my cookies :eek:, would never remember all my log ins .

Have a dry day all :beer: