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**Daily chat thread**29th Sep 2008
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True - I love Zed - the voice of reason...not emotions! Can you not give me your wordly advice on my problem.......
Do you have a problem now? Looks like circumstances have conspired..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Do you have a problem now? Looks like circumstances have conspired...
Guess so Zed:rotfl: i just wondered what your take would have been on it.....
You are like something off a programme I used to watch...where a voice used to be the voice of reason....now what was it (or am I off on one of my fantasies again)
It wasn't hitchikers guide to the galaxy was it!Quality is doing something right when no one is looking - Henry Ford
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(Land_of)_Maz wrote: »morning all!
oooh spud big news! 5 years off DMP is great, and a big chunk off....
i don't understand IVA's or DMP's as such as never really looked into them in my circumstances... i'm sure you'll do what you need to for the best.
Jane - sorry to hear you were feeling a bit meh and ouch at the sore neck. I know what you mean about the housework, mines has been backing up lately: mountains of clean washing, upstairs needs hoovered badly and these last couple of sunny days have shown my windows right up!!!
The washing pile is so bad that when i went to switch off erin's nightlight before i went to bed at 1145 last night, i ended up spending 30 minutes hanging up/putting away the clean clothes mountain that was in her room......!! not normally what i would do at that time of night, but it had to be done! - hey and at least it's clean washing right??!
As you say DD - not enough hours in the day, days in the weekend!!!
Sammy - with your skills you will be working from home and making a blimming fortune anyway! plus i'm sure nannie will still be happy to be the babysitter in the traditional sense of the word once she retires....? are you bringing chloe on the 17th?
Not sure Maz, whats everyone else doing - are you bringing erin? Would love to meet her..Quality is doing something right when no one is looking - Henry Ford
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I knew you lot would help me
DH just panics when it comes to our debts, CCCS, creditors etc, so isnt much use really.
I think we'll keep plodding on with our DMP. The IVA doesnt sound like it's for us
Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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My OH panics about everything.....Quality is doing something right when no one is looking - Henry Ford
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Not sure Maz, whats everyone else doing - are you bringing erin? Would love to meet her..
Erin will be with me yes definately.... she's got her sleeping bag (lovely girly flowery one for £5 from charity shop at the weekend! also will be used for upcoming brownie camp!) and she just can't wait!! She met freya n joe at the Glasgow meet, so is keen to see her friends again.... as erin has her sleeping bag and will be on the floor, surely there will be room for another little one, we'll check with bunny.....
I'm so looking forward to meeting you, and i think snaggles might be coming too..!:jI'm just a seething mass of contradictions....(it's part of my charm!)0 -
oh I didn't know that :eek:If you fail to keep up with the terms of a DMP - your creditors can whinge and moan and obtain CCJs etc (though see the thread about the new charging orders)
If you fail to keep to the terms of an IVA (for whatever reason), then you will be made bankrupt.
Spud it's VERY admirable to persevere especially when your original DFD was 28 year off :eek: :T
Still busy
drowning in paperwork, but still found time for a coffee break :cool: 0 -
My OH panics about everything.....
I usually only make the phone calls etc when he's in bed, he worries too much otherwise. I only rang CCCS to make an appointment, but they offered to do it there and then :rolleyes:
He hadnt a clue what an IVA is, but I showed him your responses, and he says thanks to you all for the advice and support Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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daphne_descends wrote: »oh I didn't know that :eek:
Spud it's VERY admirable to persevere especially when your original DFD was 28 year off :eek: :T
Still busy drowning in paperwork, but still found time for a coffee break :cool:
Thanks Daph. If only it took us as long to get in debt, as it does to get out of it :rolleyes:
Enjoy your :coffee:Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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