Hypno's "there's more to life than debt" diary.....

lunar

brilliant on the credit score, im at 818 at www.annualcreditreport.co.uk which is a free one. when i first checked it was 650 ish.

lunar

do you think they will stop us swapping cards? they still get the 3% fee which adds up with large transfers

hypno06

I don't think they will stop swapping balances but I think they are taking more notice of what we are doing. one of the things that was on my credit report was reference to the fact that I have not applied for any credit in the last 6 months - and that this went in my favour.

lunar that is a really good rise in a short space of time :T

taxi73

Great news on the credit score...excellent.

Verbatim

Great news on the credit score H. Pity you can't make use of a 0% cc to reduce some of the interest you're paying.

elantan

i think i am due a new egg one soon cant complain really i get two a year one for hubby and one for me i have been taking use of them might do so again especially as i have the dreaded visa on 19% just now

hypno06

In the past we have been able to make use of the Egg 0% - like I have said before, if their admin weren't so atrocious with our accounts, we would be happy to keep them open! As it is, we can't wait to get shot of them!

hypno06

Result from Egg........

.....got home to find a case of wine

Double_Trouble

Hi everyone

Been surfing the motorways for the last 3 days taking OS for university interviews I am shattered and then find I have missed 9 pages of posts.:eek: I have had my amazon voucher definitely going to stick with qype I need to do a review on the worst travelodge in the UK (Severn View).

Hugs to all those that are feeling poorly.

Shaun I see the packing fairies have been helping a little:rotfl:glad to hear about your success with the social you deserve it with all that persistance.

Know what you mean about men mine tries but sometimes its like walking through treacle. I have finally sorted all his CC on to 0% but had to hold his hand this pm whilst sorting out his latest card and when we had finished he proceeded to tell the bloke on the phone his life history serves him right for asking if we wanted card insurance:rotfl:

30K challenge I will definitely be up for that I will have to be if I am going to clear my debt by April (oops I meant May) 2010 now wondering if I am being a trifle optimistic but I am going to give it one hell of a shot.

DTxx

Wine fantastic

hypno06

Hi DT! I was going to say :eek: to reading the last 9 pages, but then I remembered you read through all my diaries, so 9 pages is a breeze!

I am sure you will reach your target - with the help and support from these boards, anything is possible!