Top Cashback Cards Discussion Area

diamonds

Just applied for my Aqua card for 0.05% cashback, its on its way...


I cant search forums on my Windows tablet as the pop up search disappears when the keyboard comes up



Any advice, pitfalls, warnings all welcome

grumbler

Is it not 0.5%?

The credit limit will be small, so take care. In all other respects they are fine IMO: Pleasently surprised by Aqua

And they send texts about the DD with the exact amount and the DD date.

Secret_Lady

Has the offer on the M&S credit card finished? When I click on the link, it just says bad url ... does not take me anywhere?

unsungoven

I have an amex card, but there are so many places that won't accept it that I'm looking for second card. Any one got any favourites? I don't want a supermarket card as those are the places that do take amex.

amillionlittlepieces

Hi Guys, quick silly question...

I'm looking at the Amex Platinum Cashback everyday card so I can get the 0% on purchases which it states 0% pa for 21 months, but then below it says that maximum interest free on purchases for 56 days. Is the 56 days outside the offer? I'm planning a big purchase and don't want to be paying interest on it!

Here's the summary sheet
https://www.americanexpress.com/uk/content/text/ProspectJourney/Card%20Details/platinum-cashback-everyday-credit-card/files/PlatCB-SummaryBox.pdf

I suspect I'm just being paranoid about the wording!

Gradivus

Word of warning re American Express Platinum and Platinum Everyday cards.

If you pay in full by direct debit, Amex takes the payment about ten days before the payment is due. This is "in case there are problems with your direct debit." But, of course, it also means you lose out on ten days of interest-free credit. Also, in my case, the debit occurs about one week before I get paid rather than a couple of days after!

I think (but not sure) that Amex applies the direct debit about three weeks before the due date if you're not paying the balance in full.

molerat

amillionlittlepieces wrote: »

Hi Guys, quick silly question...

I'm looking at the Amex Platinum Cashback everyday card so I can get the 0% on purchases which it states 0% pa for 21 months, but then below it says that maximum interest free on purchases for 56 days. Is the 56 days outside the offer? I'm planning a big purchase and don't want to be paying interest on it!

Here's the summary sheet
https://www.americanexpress.com/uk/content/text/ProspectJourney/Card%20Details/platinum-cashback-everyday-credit-card/files/PlatCB-SummaryBox.pdf

I suspect I'm just being paranoid about the wording!

You only get up to 56 days interest free, after that you will pay interest ........... at the promotional rate of 0%

molerat

Picked up by EarthBoy here https://forums.moneysavingexpert.com/discussion/5472055

For TSB Classic Plus current account holders. TSB platinum 1% cash back on up to £500 per month spend until Sep 17, 20 months 0% spend and up to 20 months 0% on BT in first 90 days with 2.95% fee. I applied for a relatively small limit because I already have lots elsewhere and got £4300, more than I asked for.

max2002ad

Just had a letter this morning to say that the £5 a month for spending £300 will stop from the end of September as it has become unsustainable.
Such a great feature. Looks like I am going to have to change my routine.

kevrex

On Friday I received an email from asda .
it said that their customers could earn UPTO £100 in cashback on this card. all my documentation that came with the credit says that it is unlimited. Can anyone clarify the situation. thanks