Top Cashback Cards Discussion Area

grumbler

DarkWatcher wrote: »

...Their website says "variable", but quotes assumptions of £1,200, which seems awfully low.

£1200 is the figure typically used by all CCs for an example of possible interest over a year.

eagle

ThrustSSC wrote: »

Just a note for all those who have their doubts about whether the Amex Platinum card is worth the effort...


I've had mine for a good number of years - admittedly so long that my top cashback rate is 1.5% not 1.25%, despite Amex trying to tempt me to change by offering better rates at lower spends. I put all costs I can on it, including work expenses. Whenever I have the option to pay for something with PayPal, I take it - as it goes on the Amex card. Fuel, groceries, train tickets, flights, all go on the Amex.


This years cashback, for doing nothing other than use the card, will be nearly £500. To me it's not "why?", it's "why not?"

I think that's the one I have too - it's top rate is 1.5%

I was going to make two points regarding the quoted post:

1. PayPal a while ago only ever allowed AmEx cards which they charged in US dollars (yes, UK issued cards that is!) and that meant the 2.99% loading charge. Is this still the case if you/anyone knows?

2. If you shop somewhere that doesn't accept Amex, why not let them know using this link?

Doc_N

eagle wrote: »

1. PayPal a while ago only ever allowed AmEx cards which they charged in US dollars (yes, UK issued cards that is!) and that meant the 2.99% loading charge. Is this still the case if you/anyone knows?

Certainly not the case now. All my PayPal spending (which includes a lot of non-eBay stuff) goes to the Amex card - and no surcharges.

eagle

Doc_N wrote: »

Certainly not the case now. All my PayPal spending (which includes a lot of non-eBay stuff) goes to the Amex card - and no surcharges.

Hello paypal, you have a new credit card added to you!

gunjin

With the end of my cashback with Capital One fast approaching I am now looking for an alternative Mastercard-based credit card (I have Amex already). I am sure others are too. C1 always used to give me whopping credit limits (£10k) in addition to no fees, fee/loading-free foreign transactions and 0.5% CB on everything.

I know there is nothing that can match this but what is close (in rewards or cash)? I know Aqua have incredibly low credit limits but what about M&S, Tesco, Asda etc? Do any offer cheaper foreign transactions and high credit limits?

If you are replacing a C1 Mastercard for another Mastercard, what are you going for?

Be_Happy

Asda mastercard gives 0.5% on all spending and 1% in Asda. I've found cashback mounts up quickly. You only have to get over the self-consciousness of handing over this bright green ASDA card when paying.

Doc_N

gunjin wrote: »

With the end of my cashback with Capital One fast approaching I am now looking for an alternative Mastercard-based credit card (I have Amex already). I am sure others are too. C1 always used to give me whopping credit limits (£10k) in addition to no fees, fee/loading-free foreign transactions and 0.5% CB on everything.

I know there is nothing that can match this but what is close (in rewards or cash)? I know Aqua have incredibly low credit limits but what about M&S, Tesco, Asda etc? Do any offer cheaper foreign transactions and high credit limits?

If you are replacing a C1 Mastercard for another Mastercard, what are you going for?

http://www.moneysavingexpert.com/credit-cards/best-credit-card-rewards#halifax

£5 pm for a £300pm spend but you also need a Halifax current account.

gunjin

I read somewhere that the Asda card had low credit limits. Is this the case?

river_bank

I was looking at the Shell card, earlier today, I use Shell 80% of the time, so would be great for me, and was thinking of applying.

gunjin

Is there a comprehensive list of these reward/cashback cards and their offers anywhere?