HSBC Changing all Bank accounts

ShelfStacker_3

Lokolo wrote: »

Well my card is going to get lost/burnt/snapped at some stage between now and Feb... I have yet to decide when hehe but I will make sure that normal customers get their cards before I do so (I don't want to wait until 2010 )

Also online-only? eh?

IIRC, if you lose your card or whatever in the meantime, your replacement will be Maestro/Solo. Might be wrong.

I mean online authorisation only, as in it needs to be authorised online for all transactions, a la Electron or Solo.

ShelfStacker_3

Also, sutton111, no, I don't have any pictures.

ahai1

I have not gone into a overdraft yet. The only time I ever got overdrawn was when I was a student where I had a 14 day interest free overdraft.

I have a new account with the Catholic building society. I have covered myself by transfering money on the likely day that the Catholic building society will take the money from the cheque.

In order to get interest I keep most of my money in savings and day to day money in the current account plus money for 2 month or so in the regular saver.

ahai1

Sorry I meant flexible saver. I get them confused.

Inactive

ShelfStacker wrote: »

Also, £250 cheque guarantee cards are being dropped for everyone except Premier customers (which is non-negotiable),

That is interesting SS, I have had a £250 cheque guarantee card for as long as I can remember, the day that HSBC fail to provide a replacement with like for like on a non paid for account, will be the day that I go elsewhere.

Lokolo

Inactive wrote: »

That is interesting SS, I have had a £250 cheque guarantee card for as long as I can remember, the day that HSBC fail to provide a replacement with like for like on a non paid for account, will be the day that I go elsewhere.

You still use cheques? I've had my cheque book 2 years and used it twice lol.

ShelfStacker_3

Lokolo wrote: »

You still use cheques? I've had my cheque book 2 years and used it twice lol.

That's pretty much the rationale - far fewer people use cheques now, even fewer need to guaranteed them (especially at such a high amount), as almost nowhere takes them.

CDes

Inactive wrote: »

That is interesting SS, I have had a £250 cheque guarantee card for as long as I can remember, the day that HSBC fail to provide a replacement with like for like on a non paid for account, will be the day that I go elsewhere.

I used to work in an HSBC call centre.

If they're getting rid of the £250 I'd imagine that means they're still keeping the £100 guarantee cards?

ShelfStacker_3

CDes wrote: »

I used to work in an HSBC call centre.

If they're getting rid of the £250 I'd imagine that means they're still keeping the £100 guarantee cards?

Yup. Qualifying Advance and Plus customers only.

darcyvuqua

so are all hsbc customers getting new cards will they be replaced in the near future or when your card expires?