E platinum plus ???

dromedary

Accidently opened the link on Facebook. Yes, I'd say the ad is highly misleading. Really not worth it, judging by the posts in this thread.

terry220865

Hi i just paid £79.95 for this shopping card from e platinum plus.by mistake,i thought was a platinum credit card,when giving your info,they ask for you credit or debit card info then take £79.95 from the card without saying anything about taking the money,,being bank holiday am gonna ring them tuesday and ask for my money back lol fingers crossed,

hgv6372

the same thing exactly has happend to me, i thought i was applying for a credit card. when i went to my local supermarket to get shopping, there was no money in my account and my debit card got declined, they had not even bothered to e-mail me or contact me to say they was taking the money. not happy,

never-in-doubt

The first part of their terms say it all:

e-Platinum_Terms wrote:

This Agreement contains information about the use of this Charge Account and explains the terms by which both You and We agree to be bound. In this Agreement, the words "I", "My", "Me" and "Cardholder" mean the Card Member or Cardholder; the words "We" or "the Company" mean E-CREDIT PLUS™ and E-PLATINUM PLUS, located at 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom; and the words "Charge Account" or "Account" mean the E-CREDIT PLUS™ Shopping Card Account.

Note my bold red text.... charge account - not credit card!

cdhurton

Well thank goodness i checked this out before i registered! I have a bad credit rating and I thought that this would be a good way of starting to repair this but as I have heard so many times before if it sounds too good to be true it usually is! So I googled e credit platinum and then decided to click on the link for this site and read the posts on here. THANKYOU soooo much!

Liz_Foster

Hi - has anybody had any luck getting their membership fee back from these characters - I mistakenly signed up for this too thinking it was a Platinum Credit Card. Spent 20 minutes in a phone queue today trying to speak to someone to cancel the application but had to give up in the end.

Thank you in advance.

Liz
x

ElkyElky

Always read the terms and conditions before applying for such products.

petermasih

srichards wrote: »

could it be worth the £100 though, if youre seriously trying to re build !!!!! credit?

No, mate. This isn't a credit card, and won't build credit.

redheat4glass

Under the "Financial Services (Distance Marketing) Regulations 2004, you have 14 days in which to cancel your agreement with E-Credit. Write to them at 2, Minton Place, Victoria Road, Bicester, Oxfordshire, OX26 6QB. It does state in there "Membership Terms", found at the bottom of there E Catalogue home page, that if you cancel after 14 days but before 30 days thaey will give you your membership money back as long as all goods are returned unused.
I hope this helps anyone else who gets caught out as I did.
Regards Ian.
PS. only just written so fingers crossed!

clarkey555

i unfortunately applied for a e-platinum plus card,they said they would debit 99 pound out of my bank.i do not have any savings in this account,will i be okay or will the bank charge me?please help i need to sleep well tonight.thanks