The ultimate incentive to get debt free, can I do it by New Years?

Flower08

Good news about the credit card - always nice to see that you have paid off more than you thought, although it doesnt happen to me too often!! :rotfl:

What a lovely thought for the christmas present, i wish someone would buy me a little break away.

:A Bless your OH with the surveys, must be lovely to know that not only have you got his support but he is trying to help in everyway he can.

keep up the good work, sounds like your doing great!:T

Dinah93

Updated the sig - was actually £189.45 different when I took into account the money in the ISA so very happy I'm nearly £200 closer.

OH stuck a few more games and books on amazon last night, 24 in total. There are also a few more to go on greenmetropolis but nothing ever seems to sell on there. Sold 2 books in the last 24 hours, one was just a new paperback which will make about 50p profit after postage, but the other, a used ex-library large print hardback will make over £9 profit :T

Really struggling on where to sell the comics. At this rate they are all going to be shoved in an ebay shop, but it seems a bit vague that that will be getting the most for them. Plus I don't have a scanner and I am not sure if they will sell from just the photos.

OH is putting cards on the free bingo every hour today while I'm at work, only received the email last night, but apparently it's been going on since monday for a full week.

Going to make some mars bar cake tonight, got the ingredients yesterday but by the time I got home I was shattered. I'm horrified that the ingredients cost me over £7, and I bought basics corn flakes and everything! Seems cheaper to buy ready made and processed stuff nowadays than to make it yourself, which seems madness to me.

Tete_en_l'Air

Dinah93 wrote: »

Going to make some mars bar cake tonight, got the ingredients yesterday but by the time I got home I was shattered. I'm horrified that the ingredients cost me over £7, and I bought basics corn flakes and everything! Seems cheaper to buy ready made and processed stuff nowadays than to make it yourself, which seems madness to me.

I completely agree!! I made some of "Twink's World Famour HobNobs" last week and they were lovely, but it is an expensive old business!

Dinah93

Tete_en_l'Air wrote: »

I completely agree!! I made some of "Twink's World Famour HobNobs" last week and they were lovely, but it is an expensive old business!

I've been meaning to make those for a while - are they as good as everyone says?!

lucielle

Oh yes, my waist line is expanding and the children all argue who is making them this week.
L

Tete_en_l'Air

Dinah93 wrote: »

I've been meaning to make those for a while - are they as good as everyone says?!

They're LOVELY. I made the dollops a bit big the first time round and OH wouldn't have it that they weren't flapjacks but if you remember to keep them quite small and thin they are definitely hobnobs!

Dinah93

Think I might have to make some of these next week then! Very bad for me, I'm trying to cut down on sugar after realising that I get through over 300g a day in my fruit teas alone! (No, that isn't a typo, I really mean 1/3 of a kg a day). Also a skirt wouldn't zip up the other day, and while I'm only a size 10 so it's not a huge problem, but I can't afford new clothes! Since cutting out the sugar though I'm completely crashing, very tired, and getting so many headaches. Had to go get some wherthers originals today so I could actually get on with my work!

That said... important biscuit question... are Twink's Hobnobs chewy or crispy?!

Dinah93

I'll throw some moneysaving in too while dreaming of biscuits...

I have decided my next challenge will be to get to 50% debt free by my November payday (25th). This means that I need to shift an additional £1461.95 in the next 33 days, working out at £44.30 per day :rolleyes: . Incidentally that's almost the exact ammount I get paid after tax, but most of my wages are allocated so only a small ammount is really used for debt repayments (around £450 a month). If I increase that to £461 thats a straight grand to conjure up from other places, sounds like fun .

I have reluctantly accepted there is no way I can be free by new years (anyone know how to change my thread title?!), much as I would love a new year new start with OH. Bless him he's doing everything he can to pursuade me I'm what he wants, but I'm being pretty stuborn about it all as I'm sure he can do better and I'm waiting for him to realise that! I always used to picture myself 10, 30, 50 years down the line with my BFs, but with him I won't as I don't want to get my hopes up because i like him more than the others!

.... going back to dreaming of biscuits now.....

debtdesperado

Hi Dinah93

Am really impressed by all your efforts! My LBM came when I realised that even if I was in a position to get married/have babies etc (at the moment I'm single!), I couldn't afford to because of all my debt. So it must be even more of an incentive when you have a lovely man to encourage you!

best of luck!

Dinah93

Thanks debtdesperado,

Yep it's a huge incentive knowing I want to have those options there but at the moment I just couldn't. OH has dropped some fairly heavy hints and statements about the future, but visibly paled I think last night when I mentioned a vague timescale. Unfortunately I have very high blood pressure, so I can't wait until I'm in my mid-30s to have kids, so I do tend to think things ahead. And my romantic side thinks it's amazing when couples meet, and know that its right and aren't afraid to act on it, as opposed to dealing with 'commitment issues' for 18 years. You only live once, what's the point in waiting for what you want if it is within your reach? Step up and grab it! (No, I'm not talking about buying a flash new car or telly on credit!)