📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

17374767879526

Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    To be honest if I didn't share it I don't think I'd be doing half as well - it's like having my own personal set of cheerleeders and a jury to tell me off if i spend it all again all at once! But the incentive of having OH here all the time is collosal, and it really helps keep me on the straight and narrow.

    I've been waiting to hit £50 on dooyoo to get the payout in cash, but a few people are saying they had their accounts cancelled when they did this, I'm concerned to be honest and don't know whether to just take the amazon vouchers.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    Hi Dinah glad things are getting sorted. Thanks for the info on dooyoo - I joined today and added you as a friend. Hoep you get your list of things done today :)
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Posted my parcels, came to £26 so still cleared around £45 profit after fees and packaging and things. Does feel a bit disheartening selling things for £1 I paid £40 for, but if I'm not going to wear it again that £1 is better than it taking up space!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Just realised why it seemed less than I expected in my paypal account, bought OH a pressie and paid out of that money so that's £13 used up that I never really saw! Will add it back on when it hits my bank account and I transfer it to the ISA though.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Eeek just realised I have a MS meal tonight, Sunday, Tuesday and Wednesday! I swear people should take up MS just for the free food - fantastic for money saving!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Wow Dinah that is mad, so many meals out! What MS organisation do you use? I might get into it after Xmas!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'm with a few, I would reccomend trying all the ones on the MS thread on up your income as some are better than others in different areas, but for me I almost exclusively use Retail Eyes, Grassroots and Gapbuster. I could have taken another 2 meals but I decided being out every single night would stop being fun! Even just got a mystery phone call, should be fun!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Thanks,

    Will check them out!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    If you look to join RE PM me and I will refer you, get £1.50 for a referal if you go on to do an assignment with them
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • No problem, will do. Will prob look to joining them all after Xmas as I will be back in Ireland for a while over the holiday period!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.