We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

Options
14748505253526

Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I usually stay at work till 6 to avoid the traffic jams, was going to leave early today but my meeting ran late, just realised everyone will be leaving now and it will be busy. My drive takes 50mins at the best of times!

    Yup magic knickers, squeeze in one place and it will just pop up in another. Lovely image there!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Made it through the month with £236 left over, so have transfered that into the saver account ready for paying off OD2 when it is entirely in my name. Don't know exactly how much extra I got in my paycheck this month, need to have a look when I get my payslip at work.

    Ooooh just updated my sig, another £5 paid off and I'll have paid of £10,000! :T Will have around another £600 to pay off this evening once I have read my payslip and know what came in from where!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well done! :j £5 closer to your OH!

    Going to offer to put my mum some of her books ebay when they do the next 5p listing day. Anyone know when that is?

    Sold anymore things on ebay or amazon?
  • Dinah93 wrote: »
    Made it through the month with £236 left over, so have transfered that into the saver account ready for paying off OD2 when it is entirely in my name. Don't know exactly how much extra I got in my paycheck this month, need to have a look when I get my payslip at work.

    Ooooh just updated my sig, another £5 paid off and I'll have paid of £10,000! :T Will have around another £600 to pay off this evening once I have read my payslip and know what came in from where!

    Wow, you are really flying through this debt-busting. It's great to read Dinah :A
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    Well done! :j £5 closer to your OH!

    Going to offer to put my mum some of her books ebay when they do the next 5p listing day. Anyone know when that is?

    Sold anymore things on ebay or amazon?
    Lol no I took the £236 off meaning only £5 away from £10k cleared. Have gotten my paycheck and I *think* it will be £618 I reduce by this evening, so will smash through my £10k mark, and I will have already completed the money to pay off OD2, a day after setting the challenge :eek: , and made a start on the money towards paying off CC2 for my second challenge of the month. It'll be a good day. Better than yesterday anyway when I spun my car on the ice and spent the evening in a depressed strop!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I want to know if anyone hears about the ebay cheap listing days too!

    Oh also if anyone is with retail eyes, log on, they have a 40% off wine and champers at Victoria Wine, Threshers and some other off licence voucher on there, valid until Dec 2nd so great for the money saving for Christmas Day tipples. Its a pdf format though so if you're not with RE, PM me your email addy and I will send you a copy x

    I got my first two mystery shops with Gap last night, A big pizza firm and their main pizza competitor, both eat in meals for 2, a saturday and sunday night when OH is over. No fee, but a £19 reimbursement for each and since we'd go out anyway, I'm pretty happy to do it for no fee since it'll save us money in the long run.

    Got my first 'bad press' on Dooyoo last night, seems I have skewed views on teenage pregnancy that aren't overly popular!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    I will have already completed the money to pay off OD2, a day after setting the challenge :eek:

    Your OH must be so proud of you for getting all your goals done, never mind about how quickly your chopping through them!

    I mean, my only goal for today is to make some brownies, no where near like clearing £364 worth of an OD!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Yep he does seem to be very proud of me and all the effort I'm putting into it, I'm chuffed with him too, he has helped me out so much with the debt busting, listing all the books and comics and wrapping so many things, and he hasn't really gotten anything out of it!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    Got my first 'bad press' on Dooyoo last night, seems I have skewed views on teenage pregnancy that aren't overly popular!

    Eek, I read that review and thought it was really good! I thought your were quite right with it all. And going by comments that review has been nominated twice.
  • Dinah93 wrote: »
    Yep he does seem to be very proud of me and all the effort I'm putting into it, I'm chuffed with him too, he has helped me out so much with the debt busting, listing all the books and comics and wrapping so many things, and he hasn't really gotten anything out of it!

    Well that's not exactly true as he known the sooner you are debt free the sooner you guys will live together!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.