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The ultimate incentive to get debt free, can I do it by New Years?

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  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    It's on Channel 4 now. http://www.channel4.com/4homes/on-tv/kirstie-s-homemade-home/ there you go!

    Fingers crossed for yours and NIMs applications thingys!
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Aww what a romantic crew today! Very funny and sweet stories all round. NIM and Dinah what a lovely couple you make, and I think you complement each other very well. Although NIM I have to say the part about romantic Irishmen doesn't apply to N. Ireland in my experience LOL.

    My OH is from the west country. He is definitely romantic, but with nice small things like bringing me booze after a rubbish day's work (today). We make a big deal on those special occasions like birthdays and anniversaries. OH is a designer and I trained as a designer too, (although not one anymore) so we also give cards and images to explain the way we feel. Which is sometimes easier than words.

    Hi Wendz I'm another Londoner :wave:

    Flower - criminology sounds amazing! It's totally natural for you to be well hacked off with your course right about now. Definitely give it a bit of time - good luck with the work!

    On a moneysaving note, we have got a few cheques for engagement presents from family, which is really naughty of them. So we have a small fund for DIY lust - yay! I think we might get new tops for our desks, as we have laminate offcuts at the moment. I found a cheap way to get nice butcher's block ones is to order a length of worktop. It's still coming in just under £100 :eek: Then I will (attempt) to make a roman blind, and I think we will get some new office chairs from the recycling place Greenworks, which are £15 each.

    Also I opened a fixed rate ISA with first direct - 3.1% I think. So just have to transfer the spends over now.

    Have a great evening!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    OH and I went on a walk to McDonalds (about 30mins at my slow pace!) after dinner to get a free McFlurry (won on one of the monopoly tickets!) and on the way in he saw another little ticket on the floor, it was for a free sundae so we got that too! Our free dessert tasted all the better because of it! Not so good for the diet though....

    Watching Kirsty on C4 now, I want to throw my own pot! Oooh, Kath Kidston! Oooh, and Kirsty's got Louboutins on! Jealous!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    You're right Cinny, this programme is fascinating, thanks so much for mentioning it to me.

    Love the idea of saying it with images Lara, I'm much better with pictures than words too. NIM is the other way, a few months in he wrote me a poem on the back of my bookmark with the intention I would only notice it when I got the book out on the plane home.

    Got another £60 through today, £52 from NIM from MS, and then nearly £8 from amazon for book sales, so have put it all in the saver ready for the 2 x £250 payments on the 25th. Still a little over £100 shy of what we need by the 25th atm though!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I just had the longest journey home from work, central line was running sow so thought i'd take a detour, turned out to be longest detour ever! Never mind am home now.

    I am planning on going to Zante hopefully on holiday Cinny

    Hi to my fellow Londoner Lara!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Forget the pot - I sooo want to make the glass! Love all the colours
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85 wrote: »
    I'm getting tired of losing clothes, my uniform is slowly disappearing; I lost a jumper a couple of weeks ago and it is nowhere to be seen. It was one of my company issue fleeces before that! My uniform really isn't that nice, why does the clothes stealing monster want it???Days off work are always worth it Tete! Never think otherwise!
    Birdie - you have lost your paragraphs and uniform, you will never guess what I have lost - a day, I thought it was wednesday today. I wrote my list and was going to go into school to get some marking done and get started for Monday. OH said "if you hurry the man in the hardware store said they will be open another ten mins". I said why are they closing half day on a wednesday it used to be on a thursday. I then ran around like a headless chicken flapping about my lost day wondering how I was going to fit it all in. I still need to pack for my trip to Belfast tomorrow.

    Dinah - I didn't think about it like that the £2 plus the interest that is a really good way to look at it.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Flower08
    Flower08 Posts: 4,771 Forumite
    ROTE - i lost a day aswell this week!! Tuesday i was asking OH what shifts he was working this week and got very confused as i was absolutly convinced we were still on monday. Not really sure what happened there, but it put my whole schedule to pot with my dissertation work - not really sure what i did all day on monday. I still feel wierd now, feels like it should be wednesday.
    Biggest Loser Weight Loss: 13 / 20 lb
  • I forgot to say while you were away Dinah I got an email from pinecone where you can get £3 to complete a survey. They said that I can refer friends by forwarding the email. PM me if you would like to be referred, that goes for the rest of our happy team. I am away in Belfast this weekend so will get back to you on Monday or late sunday if am not marking.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Aww, looks like I missed a bit of a love in this afternoon! Lots of nice stories and a warm fuzzy feeling inside :happyhear

    Lol at you losing a day, ROTE! The Easter bank hols are the weirdest days - I'm always totally confused by Monday :rotfl:

    Well, I survived the temptation of Oxford Street and my wallet emerged unscathed. Yay! The open evening was really interesting and I think I'm definitely going to apply for the 4 week TEFL course. ALthough... I've got another interview a week on Monday. Yay again!

    Small confession: I treated myself to a half price manicure as a reward. It was only £9 though and I'm spending next week with my dad in the West Country so hopefully it will be a no-spend week!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
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