The ultimate incentive to get debt free, can I do it by New Years?

Birdie85

Thanks Poddle, I know you're not being flippant! OH's parents live next to 'single mother's housing' (that was owned by nice old ladies when they first bought their house) and it is awful. They all congregate on the yard smoking and drinking playing loud music until 3am all weekend, 'entertaining' squaddies and producing squaddie babies 9 months later :rolleyes: I don't know why they can't keep these people together in one crummy estate, why must they spread them around nice communities?!

Cinny91

Where would be the fun in that Birdie? It just gets me how the Council can just buy a house and turn it into whatever without saying much. Any news about your OH and the CAB?

Still no post about my ISA account, this is just what happened with my saver account. It really bugs me having my money flying around to god knows where without me being able to access it.

Decided I'm going to go on a not diet diet to loose a couple pounds before I go on holiday, I did put on a couple not wanted pounds over the colder months. Starting Tuesday, after I've gobbled all the easter eggs

Birdie85

I've not heard anything from OH yet so I hope he's there now! He did call before to say that Halifax have just credited us £60 because he had to go in and ask to set up his direct debits and they should have done it when we opened the account! I've been speaking to the other girl who lives in our block and she's calling the HA to set up a meeting so hopefully we'll get something sorted.Good luck with the diet Cinny! I really need to watch what I eat but I just keep watching chocolate go into my gob!

Cinny91

I'll keep everything crossed for you, bar my kidneys as I think that might cause me some internal problems.

The not a diet diet is a terrible one, you just cut down your portion sizes, only drink water and swap junky snacks for fruit or other such light things! But the 'not a diet' part comes in if say you're craving chocolate (like at the TOTM!) you let yourself have it. Only in small portions, so instead of getting the biggest chocolate bar known to mankind you get a tiny little freddo! Or if you want Ribena get a little carton instead of a massive bottle. Could also be called the 'everything in moderation' diet. Also there's this thing called.. exercise?! is that right?! well you have to do that too.

Birdie85

I don't *do* exercise, running makes my bum wobble and it hurts! I try to do that 'everything in moderation' diet, for instance on Monday night OH went to a local 'gastro-pub' for dessert (aren't we posh!) and we shared a chocolate brownie instead of having one each and I let him have at least 35% of it! I'm very proud of myself for being so good! LOL!

Cinny91

Going by the everything in moderation diet you're right on track! I mean, at the cinema I let OH have at least a good third of the popcorn and instead of having my easter egg in one go I spread the calories out over a few days, having the smarties yesterday and the day before and the egg tonight. We deserve some kind of diet award!

Birdie85

We do! We should write a book...

Cinny91

Ohh, we'll be like those cook yourself thin ladies. Only slightly better, as we're MSE too. *clicks fingers about and wobbles head*

Birdie85

Uh huh girlfriend!!!We'd better put a disclaimer on the book as I can't see many people losing weight on our plan!

roomontheend

Oh Birdie I have been thinking about you all night. I told OH that one of my friends off MSE was having a bit of trouble and he said the same as I did, that the HA may buy you out.

I have been rather busy I did a MS in a pub yesterday after making cookies and a lovely bacon and leek pasta bake. OH and DD made flap jacks and rice puddings.
I have also recieved an envelope to post off an old mobile. I have done several surveys so it's all adding up. I am going to download turbo lister again as I am have problems with the current one. I have taken a few more pictures so I need to list these today if I can.