The ultimate incentive to get debt free, can I do it by New Years?

Cinny91

We rent our houses out via the council and we have some lovely people staying in them! Any updates Birdie?

My wages have gone in a day early - was confused for a second but tomorrow is a bank holiday - last day of work for 10 days, so going to make a big effort and get everything filed and sorted!

Tete_en_l'Air

Go Cinny, I didn't make any sort of effort to tidy things up before I left yesterday so it'll be a mess when I go in on Tuesday :rolleyes:

Finally booked Paris Hotel!! :j Annoyingly they don't take the money out straght away, only a E6 deposit, so I might actually draw the cash out and put it aside so I don't spend it. This is the hotel: http://www.cygne-hotel-paris.com/index.htm - I was very tempted by one in Montmartre but in the end this one was just so central, and only £144 each for three nights, hope it's ok!!

How you getting on Birdie? Did your mum have any pearls of wisdom? I was telling OH about it last night and we both feel really bad for you, but after talking about it a bit, we thought you can end up with bad neighbours wherever you are, though I guess in flats it only takes one bad lot to spoil it for everyone. Have you a POA?

OK, I'm off in the shower then going to visit granny and take her her chocolate bunny Have a good day all x

Birdie85

Morning!I had my Mummy cuddles last night so felt a bit better... the easter egg she gave me helped a bit too!We've got no further with the housing debacle, didn't get home until late last night so we just went straight to bed. My Dad has recommended we go to a solicitor for some advice as we're fairly sure that the builder knew he was selling the flats to the HA when we completed and we should have been informed then. He's really cross for us, kept going on about how it is 'Morally wrong' and I have to agree! I'm going to think about possibly suing for damages??? Mental trauma, not feeling safe in my own home, loss of value in the property etc. I know that nice people might move in, but all it takes is one bad one to make living there a nightmare, OH has been through this before and knows! Anyway, first things first, OH's going to the CAB today if it is open, it seems to open sporadically for about an hour at a time here so you've got to catch them at the right time! I can't remember the rest of the convo that I missed last night so sorry! Will catch up and comment if I feel that I must!

Birdie85

Crossed posts Tete! What's a POA??? I'm feeling a bit brain dead this morning!That hotel looks fab, so French! I'm jealous!

Tete_en_l'Air

Plan Of Action! I agree that the builder will have known this was in the pipeline when you completed and it IS morally wrong! Yes, could you sue for loss of value on the flat??? I'd say it'd be nigh on impossible to sell on now, let alone for anything like what you paid for it. Ugh. Hopefully the CAB will be open for OH today. Fingers crossed for you, must make a move to get out of these jim jams before I get sucked into Homes Under the Hammer! x

Cinny91

That hotel is so lovely Tete, really homely looking.. wait for it.. yep. I've got aching knees syndrome again!

Your Dad is right Bird, it is morally wrong what he's done, and it would of been in the pipeline for a long time with HA, they wouldn't of just popped along one day and gone 'oh yes, 18 flats please!' Fingers crossed for your OH getting to the CAB place in time.

ETA: Tete, there's nothing wrong with watching a bit of Homes Under the Hammer, it's your day off!

Birdie85

Don't even start watching HUTH, you'll lose an hour before you've even realised!Plan of Action...POA...makes sense! All I could think of was Price on Application! Hehe, that's from looking at too many items of jewellery in the posh jeweller's window! I think we'll be going round the various local solicitors on Tuesday to see if we have a case and if anyone can help us with it!

poddle911

Hi Birdie, good luck to OH at the CAB, it will be interesting to hear what they have to say. It's so horrible when you start to dread your neighbours and must be v frustrating that the builders have been so disingenuous about the whole thing! Tete's right, you can get horrid neighbours wherever you live, and you had so much trouble getting in the flat in the first place - BOO! not fair! Glad mummy cuddles and choc cheered you up a little. Chin up, chuck! x

Nice hotel btw, Tete! Bet you can't wait

Birdie85

It isn't so much the fact that we *may* get horrible chav neighbours (because they could be nice old biddies) but it's the fact that they've turned our nice block of flats in a newly developed area (a posh supermarket is opening next door in June and there are more shops coming) into a council estate, for want of a better word! Our address was viewed as a nice one and now it'll be, 'Oh, is that the new council flats???'. The value will have plummeted and we can't afford to lose a lot of money, it was bought on shared equity which shows how little we had in the first place, we're just starting out in life and now it seems like they've just pulled the rug out from under us! And the builder knew what he was doing!

poddle911

I know, hope I didn't come across as being flippant, I can't imagine how upset you must be We only found out that the house next door (Victorian conversion into 4 flats) was council owned a few months ago - nobody tells you these things before you move in - and I hate our neighbours! It's a more personal thing in our case - I don't know if it will or if it already has affected the value of our flat. Some vile chav couple with a baby (classic council house behaviour) has moved in next door and all I ever hear is their bloody dance music over my TV/music etc well, when they're not screaming at each other to eff off - it's made me such a snob!! We're just dreading summer when they've got the windows and back door open or when they're in their garden drinking stella with their chavvy mates (see, it's driven me to snobbery and stereotyping!). Anyway that's my rant over. I really hope that you get some good advice and there are other options available.:rolleyes: