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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks Birdie! And no offense, but I won't be doing that no matter how hard you ask!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Not even if I pester a little bit too?

    I, for a second, had £1000 in my savings account, and now I have £500. *sigh* Well this is what I save for, to have pretty things guilt and debt free right?! Rang my Grandpa, told him about having £1000 and he sempt proud, told me to enjoy my bike as I've worked hard for it. Told him about the ISA too so I think I'm in the old lads good books! I'm going bike shopping Tuesday afternoon I'll send pictures :D

    Dinah - Have you got your holiday books sorted? How long's the plane ride? I have 7 hours in my head for some reason, I think you'll need 1 book each way just for that! Eeee, you must be so excited!!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Insanely excited, haven't been this excited since I went to Ireland the second time for my first kiss with NIM!

    How have your savings shot up so fast?! Your birthday money has confused my head I think. Congrats on the bike and I hope you enjoy it, should save money too as less petrol for the vespa.

    I have sorted out 10 books for the 14 days, think that that will be enough??? Yep 7 hours each way.

    Currently on hold with Dell, £179 to repair NIMs laptop, had forgotten about that - argh! Can't see us managing to get any more into the savings account this month now, what with the spending money on the holiday too. Not a good start to our house savings! Will have to go nuts on ebay when we get back.

    Sold a book on amazon today though, so another £6.50 after postage roughly.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well done on selling the book Dinah! If you manage to get those 5 pairs of shoes onto ebay after you get back, that'll go nicely towards yours and NIMs £20 a day. I'm sure you'll think of something, I've never known you to fall short yet, and you've had a lot going on!

    10 books?! :eek: sounds like a lot, but about right for 2 weeks. Even more jealous now you have all that time to read! Like everyones been saying, you really do deserve it. And just think, you've got us lot to come back too *big grins*

    And I've just had a cuddle off my sister for spending money :rolleyes:
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Ooh yay Cinny, you must be very excited about getting your nice lovely new bike! Your savings seem to have suddenly shot up, you have done really well i think!

    Wow 10 books!! And i thought i was a fast reader!

    What about if i pestered you to kiss a camel aswell? lol
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I think NIM might get jealous!!

    It's mainly birthday money, I paid most of my weekly bills and pots with the money my grandparents gave me, so with what was left over and my wages being all mine for a change I managed to shift a lot over! Very giddy over the bike, doubt I'm half as giddy as a certain Miss though!
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Morning, feels odd posting on a Saturday!!

    Did Tete go to the big mountainy hill yesterday?

    Woke up at 5:50 this morning, my body is doing that horrible thing where you just automatically wake up when your alarm goes off. Not impressed! But I did manage to catch an hour of Winston Churchill on yesterday, got BBCParliament on now. Thinking I really should get up and make the most of being up early!

    Coffee and toast anyone?

    Have a nice last day in Ye Olde England Dinah!
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Hey Ladies

    Had a great day in Lancaster, the tutors are so nice and made me feel very welcome. Met lots of other students and they seemed really friendly. Was so knackered by the time I got home at 11:30 - just crawled into bed. Must have had crazy dreams as OH said I pulled the pillows out from under his head and poked him(!)

    Today I am going to be doing some reading, and also some work tomorrow. Then working Monday Tuesday in the office and off to Paris on Wednesday. Super excited! Although still got my cold - hope I can taste everything.

    Dinah I hope you're super excited now, have a great time - what will we do without you for 2 whole weeks?!

    Sounds like you're having some great interviews Poddle. Did you get something nice from Debenhams?

    Cinny - well done on your lovely bike. We need more pictures!

    Lara x
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Hands up who thinks Dinah and NIM will come back from holiday engaged??

    AW i'm nawty!!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hands up who thinks Dinah and NIM will come back from holiday engaged??

    AW i'm nawty!!

    TPAx


    Me!!! I do!!!

    :D
    Biggest Loser Weight Loss: 13 / 20 lb
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