The ultimate incentive to get debt free, can I do it by New Years?

Birdie85

I'm planning on just keeping my head down and doing all that is asked of me. To be fair I'm always first to offer to help when they're short staffed (as I don't technically do the same work as them, my jobs a bit odd!) so I hope they know that I'm flexible already! Talking of flexible, I'm working 2-10 Monday and Tuesday next week, covering for someone. OH will get lonely at home but it'll be interesting to see how he feels about me not being around in the evenings as those are the hours he'll be doing when he goes back to work!

Sorry you're feeling poorly ROTE, we all seem to have been a bit grotty recently!

I do like teh DOTD. I just kid of picked it at random but i am liking it more and more, I just love the skirt! And the frill is pretty!

Birdie85

Back View!:

Tete_en_l'Air

Dinah93 wrote: »

Transfering your ISA will not affect your allowance, you'll still have a full £3600 for 2009-10 come April 6th regardless of when you transfer it.

Thanks, that's exactly what I wanted to know! Couldn't explain myself very well!

Hmm, just seen a lovely house to rent, don't know if that's really the right move at the minute, but I want to move out more and more at the minute. Shouldn't tempt myself really! (I'm obviously hard at work here as you can see!) Still haven't properly discussed moving in with OH, I'm sort of scared to mention it after he got so burnt with his ex, I know he gets frustrated living with his parents too though. But I sort of want him to suggest it, so I know it's what he wants and that I'm not trying to press him into it. Anyway, sorry, thinking out loud!

Cinny91

You could suggest it Tete, you never know, he might be waiting for you to say something first!

Yikes, just noticed the time! Been nursing my headache all day I haven't got much done, a few invoices filed, hour sheets completed and that's about it! I could argue that at least I came to work.. ?!

Dinah93

Just be honest with him and say you've been thinking about it, has he? If it feels like the right thing for the two of you and it's what you want, then you have no reason to hold back.

Tete_en_l'Air

I know I'm just such a scaredy cat sometimes...

I feel like arguing that most days Cinny!!

Birdie85

Just casually mention it; say you've seen a nice place you'd like to rent but you can't afford the rent on your own... see how he reacts!

We've just had a fire drill so got to spend 10 minutes in the sunshine, lovely! There's no point doing any more work now so I'll just have a little (more of a...) skive until home time!

Cinny91

Hope you all have a good night girls, and hope you're feeling better soon ROTE and Dinah!

I'm off to my Grandparents as I won't see them tomorrow then home to make a big deal of my lasts. Will I be an adult tomorrow?! I don't think I'd like that very much.

Tete_en_l'Air

Have a good night too Cinny, you won't be grown up tomorrow, I'm not now and everyone I ever speak to says they still feel between about 18 and 23 inside!

We had a fire drill in the sunshine the other day too Birdie, unfortunately it was at the exact time I was expecting a delivery and the poor bloke had to circle Middlesbrough til everyone had gone back inside and he had room to manoeuvre his truck!

Flower08

Dinah93 wrote: »

*facepalm* so stupid ofc!

Well NIM has been refused for First Direct, I haven't got a letter yet but I bet I will be too. I'm really quite angry, this will be because of the Alliance & Leicester. Going to write to them today and express my disgust at the situation they have now put me in.

I definatly think you should!! I think its absolutly disgusting what you had to go through to get that account sorted out (i am right in thinking this is the one you had problems wiith your ex?).
If it were me i would be telling them i want compensation!!
Dont they have the authority to take it off your credit file?