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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Flower08 wrote: »

    ROTE - i dont blame you for wanting to show off pictures to the world! Did you get to see baby amber yesterday?

    Oh yes and again tonight, she is so pretty. I know we all think that about our own but she has lovely petite rose bud lips and a little button nose, oh I could just eat her.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Makes me broody just thinking about babies ROTE, im quite jealous!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Please don't eat the baby! She won't be anywhere near as cute once she's been digested....

    MS meal tonight was a shambles, they gave us a discount as they got it wrong, upsold us to a meal deal to save us money (not allowed meal deals), bet we don't get paid!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    Please don't eat the baby! She won't be anywhere near as cute once she's been digested....

    MS meal tonight was a shambles, they gave us a discount as they got it wrong, upsold us to a meal deal to save us money (not allowed meal deals), bet we don't get paid!


    :rotfl: :rotfl: very true, digested babies probably arent very cute!!

    Sorry to hear about your MS meal Dinah, how annoying!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Pilchard
    Pilchard Posts: 362 Forumite
    Morning everyone

    I'm fine and dandy after the holiday from hell!! At least I've got some good after dinner stories. The doctor was this fantastic looking Cuban bird who was dead glam and was very nice as she told me to avoid chocolate :eek: Now, come on - jab me with injections if you like but telling me not to eat chocolate...... I only went to Tenerife - next year OH wants to go on a Nile cruise so I'm a bit dubious now.

    I'm back into the money saving saddle now trying to have NSD and have just got my first Amazon voucher from bingoport (need 8000 points to get a £5 one but you can post 10 forum posts a day and get 100 points for each so hopefully won't take long for next one). I've also gone back to dooyoo but am trying to work out how to word my next review. I read 'The Boy in The Striped Pyjamas' on holiday andit was really good. I'll have to get my thinking cap on. I'm also going to be doing a load of overtime at work so that should help. I really need to work out my debt and put it in my signature - but it's a bit scarey!

    Anyway, have a good day xx
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Morning Pilchard!

    I think the cuban lady might of used the 'no chocolate' to take your mind off of the injections, when really she meant 'after this go back to your hotel and scoff the contents of your mini fridge'

    I missed the whole hype of The Boy in The Striped Pyjamas, my Ma and sister read it and weren't too keen, said what happened didn't match up to facts, I pointed out maybe it was meant to be a fantasy kind of view on it, but I didn't get an answer.

    It might be scary to work out your debt, but once it's all written down infront of your that's the worst bit over, right?

    Just looking at £25 spa days, thinking of getting my Ma one for mothers day and my sister one for her birthday. Will have to see how much I get paid first!
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    no no - I'm thinking bad thoughts! 'If I had a credit card I could get the spa vouchers today and pay later' Bad Kate *slaps wrist*

    Must go think clean Money Expert thoughts. On the bright side, we have our old computer in the office so I have the audio book of I capture the Castle playing behind me!
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Bad Cinny! Don't go there or you'll end up like the rest of us!

    £25 spa day sounds good though, I could do with one of them! I was telling OH that my shoulders and back are so tense and need massaging and he had a feel and started going on about how I'm too bony to massage and maybe I'd feel better if I built up some muscle! He's determined to get me in the gym doing weights! He probably has a point, seeing how my legs are totally underdeveloped it makes sense that the rest of me is as well! Watch this space, I may turn into Arnie!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Put that thought out of my mind, so all things are tiggeryboo!

    The £25 spa day is on lastminute.com

    http://www.lastminute.com/lmn/pso/catalog/Product.jhtml?POSITION=1&PRODID=705505048&CATID=99145&CATID=99145&intcmp=spa_hp_bestsellers_bannatyne

    Starts with a massage then you get to use the gym, says access to various classes. Going through quidco I think you get 8% back?
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Ooooh, will have to sweet-talk OH to get him to come with me!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
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