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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    The housing market is such a nightmare. Poor Birdie, I can't believe you're not moved yet, but I'm sure I'm it will be worth it when you're living out of boxes in your own place :) We bought a flat last year and there are still a few boxes hidden under the bed and in the shed and behind the sofa and... you get the picture!

    We bought at the best time or the worst time depending on how you look at it. I know that our flat will have lost value, but if we'd have waited then we probably wouldn't have been able to get a mortgage and we're very lucky to be on a 2yr tracker so our payments have gone down a lot over the last few months. Ugh, money talk!

    Quick change of subject needed - I love the M&S sushi too, especially those little boxes - surprisingly filling!

    ps. Hi NIM - how's life in lovely England with the lovely Dinah?
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Depends if you can get a house for £65k when you've finished saving really.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    :eek: I was thinking £20k would be a slog! OK I'm depressed now :(

    I'd need to save 40k for deposit on my dream house :eek: blummin eck. I'm staying at home with my mummy cooking me my tea.

    I prefered wedding dress talk, this is depressing!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    poddle911 wrote: »
    Ugh, money talk!

    Have you clocked the title of this website Poddle?! Might be a give away that money is gonna be debated lots here :p

    got my £30 for the Z bed though!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • poddle911 wrote: »
    The housing market is such a nightmare. Poor Birdie, I can't believe you're not moved yet, but I'm sure I'm it will be worth it when you're living out of boxes in your own place :) We bought a flat last year and there are still a few boxes hidden under the bed and in the shed and behind the sofa and... you get the picture!

    A girl I work with moved into her house about 18 months ago and the boxes have become such a fixture that she now dusts them as part of her housework routine!

    Cinny, I don't seem to think wedding dresses are much cheaper than house deposits!!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    We'd need to save about £60-£70k for our 'average' dream house, so we're in a much worse boat!

    NO MORE WEDDING TALK! Gets NIM marriage-horny...... then I get scared..... then we fight!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Brill on the bed Dinah, don't spend it all at once! End of the month looms, I just did a little excited squeal when I found £15 lurking in amongst the receipts in my purse!
    Weightloss: 14.5/65lb
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Your wish is my command, Cinny, I've slightly fallen in love with this dress...

    http://www.anacristache.co.uk/collection/nicola/nicola.php

    ...and also quite fancy looking like the model in it too. Sigh.
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    sorry Dinah!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Shhh Poddle, don't let dinah see/hear... it's a lovely dress though... *shifts about*
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