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The ultimate incentive to get debt free, can I do it by New Years?

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  • djdymond
    djdymond Posts: 377 Forumite
    where as id love a music studio... have my stereo in there, my decks and mixer. have all my cds and records in there, have hed kandi artwork on the walls..

    that or a nursery that everything in it is co ordinated... at least that one is more likely for me!! xxx
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    Quote:
    Originally Posted by Tete en l'Air viewpost.gif
    I want a library too - with one of those slidey ladder things!!
    *sighs wistfully*


    *joins in with wistful sighing*

    *joins in with wistful sighing and adds a comfy sofa and some french doors to the picture*

    Maybe all little girls have the same dream house? Double fronted, looks a bit like a dolls house? And that's why there are none of them about, the lucky women who manage to get one hang on to them till they die - then their daughter moves in!

    My favourite book has to be 'I capture the castle' by Dodie Smith, kind of a modern classic in my mind. Written in 1948 with the imortal first line 'I write this sitting in the kitchen sink'. Plus she lives in a castle, not quite the dream house but the 1930s carefree lifestyle seen through the innocent eyes of the youngest daughter is kind of like sinking into a warm bath nicely contained in literary form. Feeling such an urge to go home and read it now... it's the only book I made sure came with me to the house instead of going in the shed.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    djdymond wrote: »
    where as id love a music studio... have my stereo in there, my decks and mixer. have all my cds and records in there, have hed kandi artwork on the walls..

    that or a nursery that everything in it is co ordinated... at least that one is more likely for me!! xxx

    Convert the garage? For the studio not the nursery before people think I'm as mean to babies as I appear to be to rabbits!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    And another book sold - £4.60 in the kitty!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Well done Dinah,

    You are doing great at selling the books! It must be great to have a constant trickle of cash coming in towards your debts!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Well done Dinah,

    You are doing great at selling the books! It must be great to have a constant trickle of cash coming in towards your debts!

    Yep it's fantastic, and to be honest little and often seems to be the only way I can actually pay it all off. I know 'technically' I have quite a lot of disposable income each month, but I don't dare just slap £600 into the ISA on payday, so I wait and transfer whatever is left at the end of the month, or anything that comes in from other sources before then goes straight in so it doesn't get eaten up by random stuff.

    Filled my car with petrol today and it was less than £60 for the first time in memory! :T
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    My favourite book has to be 'I capture the castle' by Dodie Smith, kind of a modern classic in my mind.

    That book is wonderful! It's so sad how she falls inlove with Simon, I hated Rose at that part! I got my copy from oxfam for 50p i think, my Grandma has stolen it from me for the moment. Come to think of it, that's a book I would happily read again. The movie was a let down, i'm glad I read the book first because all the important links in people seem to be left out (also I would no way of chosen Tara Fitzgerald to be my Topaz!) that book made me start a journal in vain... i forgot how much i loved that book (and I only read it abit ago!)


    Dinah - I just read that asda have lowered their petrol to 92.something-p! It'll only cost me about £4 to fill my vespa up now!
  • Flower08
    Flower08 Posts: 4,771 Forumite
    You have inspired me that much that i have just listed 15 books on amazon tonight!! Must up the pace to get rid of this debt!!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    That book is wonderful! It's so sad how she falls inlove with Simon, I hated Rose at that part! I got my copy from oxfam for 50p i think, my Grandma has stolen it from me for the moment. Come to think of it, that's a book I would happily read again. The movie was a let down, i'm glad I read the book first because all the important links in people seem to be left out (also I would no way of chosen Tara Fitzgerald to be my Topaz!) that book made me start a journal in vain... i forgot how much i loved that book (and I only read it abit ago!)


    Dinah - I just read that asda have lowered their petrol to 92.something-p! It'll only cost me about £4 to fill my vespa up now!

    £4 :eek: Don't make me jealous! But then it takes me an hour to get to work, not sure I fancy two hours a day exposed to the elements in this weather!

    I know, the film was majorly disappointing, but then I think that it's often the case that you can't convey the nuances from a book to the screen.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Flower08 wrote: »
    You have inspired me that much that i have just listed 15 books on amazon tonight!! Must up the pace to get rid of this debt!!!

    Yey congrats Flower! It becomes a bit of an addiction checking the email account to see if anything has sold!

    Have a few questions on my ebay items, including some from a guy in Malta about the comics, he thinks he wants to buy 6-8 (yey, but plese, please take more! I'll give a good deal!)
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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