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The ultimate incentive to get debt free, can I do it by New Years?

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  • Flower08
    Flower08 Posts: 4,771 Forumite
    Just checked my emails and already sold one of my books for £12!! So by the time i have sent it, that will be about £9.50 extra to put towards the dreaded credit card!!! Thank you for inspiring me to list the books :j
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Flower08 wrote: »
    Just checked my emails and already sold one of my books for £12!! So by the time i have sent it, that will be about £9.50 extra to put towards the dreaded credit card!!! Thank you for inspiring me to list the books :j

    Yey! I'm so chuffed for you!

    And thank you for posting, I'm doing slice the pie as I've run out of ebay photos and can't get decent ones in the dark and I've hit a run of awful songs. This last one appears to be singing about gravy....
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    To be honest I've been blagging lifts since the weather turned bad. I love riding it in summer though! In all it's shiney-chrome glory.

    The songs last night were quite horrible. I only had one good one, he sang about maths book receipt or something.. been putting in quite long reviews so I hope my star rating goes up soon!

    Have you sold anymore bits yet? Just off to check onepoll (no work in my trays so far!)
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Morning

    Sold a DVD this morning at 3am (gotta love those insomniac shoppers) as well as the two books and a basket that went yesterday.

    Just checked my online banking and £96.15 has gone in from work as a contribution towards some glasses I bought in February, so transfered that into the ISA which has well and truely taken it over the £1k mark :T

    New option on my online banking this morning though, 'Activate new card' next to my current account and credit card, had a panic that someone had requested duplicate cards, but apparently it's an internet banking error and I'm the 5th person to call about it this morning. Phew!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    To be honest I've been blagging lifts since the weather turned bad. I love riding it in summer though! In all it's shiney-chrome glory.

    The songs last night were quite horrible. I only had one good one, he sang about maths book receipt or something.. been putting in quite long reviews so I hope my star rating goes up soon!

    Have you sold anymore bits yet? Just off to check onepoll (no work in my trays so far!)

    Apparently you become eligible for your star rating to go up after 100 reviews, then again at 250. I'm at 218 now, so might hit it this evening, although I tend to have friday night off from money making. But going to see a friend in York tomorrow, so not going to get much in over the weekend, probably should be good at keep at it before ebay listing gets expensive again!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I think I'm on about 55 - 60 atm. The songs are just so awful right now! I'm torn between relaxing on the sofa with my book after work or doing some slice the pie because I won't have time until Sunday to do it again :undecided
    You could always set yourself a limit! Like an hour ebaying or so then relax for the weekend - atleast you'll get alittle done.
  • peb
    peb Posts: 1,961 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hiya

    Been reading your progress and you have been doing really well.

    I don't want to put a spanner in teh works but just been reading about your OH; Law is now so competitive that it is madness to do teh LPC on a 2:2 or less unless you have the promise of a training contract. The LPC costs so much ; plus living expenses. I used to open post and it was full of applications for training contracts which were automatically binned if 2:2 or below.

    I got a 2:1 but never bothered with the LPC, working on the basis that it is easier to convert the LLB to, FILEX, you can then convert to Solicitor if you want. (I did my degree p/time as amature student and the big firms don't like that!)

    If you want any more advise do pm me - only usually on line during the week though.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    peb wrote: »
    hiya

    Been reading your progress and you have been doing really well.

    I don't want to put a spanner in teh works but just been reading about your OH; Law is now so competitive that it is madness to do teh LPC on a 2:2 or less unless you have the promise of a training contract. The LPC costs so much ; plus living expenses. I used to open post and it was full of applications for training contracts which were automatically binned if 2:2 or below.

    I got a 2:1 but never bothered with the LPC, working on the basis that it is easier to convert the LLB to, FILEX, you can then convert to Solicitor if you want. (I did my degree p/time as amature student and the big firms don't like that!)

    If you want any more advise do pm me - only usually on line during the week though.

    That is really, really not what I wanted to hear tbh! Thank you very much for posting, will tell my OH, thanks for the offer of the pm, just might take you up on that.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    I think I'm on about 55 - 60 atm. The songs are just so awful right now! I'm torn between relaxing on the sofa with my book after work or doing some slice the pie because I won't have time until Sunday to do it again :undecided
    You could always set yourself a limit! Like an hour ebaying or so then relax for the weekend - atleast you'll get alittle done.

    Might try to do it until 9, then have my bath, then should have 2 hours before bedtime all for me! Yey!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    New option on my online banking this morning though, 'Activate new card' next to my current account and credit card, had a panic that someone had requested duplicate cards, but apparently it's an internet banking error and I'm the 5th person to call about it this morning. Phew!

    Are you with HSBC by any chance?

    I logged onto mine this morning and it has the same thing, was wondering why it was there.
    Biggest Loser Weight Loss: 13 / 20 lb
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