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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    Wash your mouth out Cinny! This is not my debt, this is his, so no it's not going back on the sig!

    *tottles off to find soap*

    My Grandparents are very much like that GiSi! Was just lovely seeing the grin on my Grandads face when I finally told him I'd opened my savings account 'Keep on adding to it, don't build it up then loose it like that spend-thrift brother of yours.'

    And as I speak through soap suds, You could always make it a target to make the extra money each month to cover your side of the gym costs. Or another (and slightly geekier) thing to do would be to split the monthly cost into 4 weeks. Then note down everything you've done so at the end of the week you can think '1 hour on the treadmill = such and such I'll STP to pay that off!' Yes, I am a nerd. And yes, my glasses are held together with tape.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol I was considering saying that STP would be my gym money, would need to do about 27 tracks a day to pay for it. NIM isn't as high up as me yet, so would need to do 37 or so. I'll pitch it to him
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Weren't you managing like, 50 tracks when you were off sick? I bet you'd be able to do it easily, although it is horrible on the rapping tracks. I haven't been on that in ages, gave it up after I was marked down to 1 star after an honest review.

    Just got a whispered phonecall off my mum, our puppy has chewed my sisters penny loafers, he had her Doc Martins last week. It's her own fault for leaving them where he can get them but my mum is trying to get out the house before my sister gets up.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol sounds fun in your huose today!

    STP just seems so insanely slow now they dropped the payment levels, only 3p less per track, but that's like doing 3 tracks where I used to do 2 for the same ammount.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Hmm, I have to say STP always sounds more trouble than it's worth, especially if it's all rap like you say! Even if you can do enough to half-fund the gym though, that's good! Have you heard back from them yet?

    I'm just off into town to put my £2 coins in the savings account. Only £1000 to go (!) Had a NSD yesterday so can feel some spending coming on... And I really need to be more selective in the Dooyoo reviews I read - unappealing things like toilet cleaner - and not GHDs!
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I've got about £2.70 in their vouchers, not a clue what use they have though? Was a bit disheartening when they knocked the price per track down.

    It's a mad house! I found Trevor (thats the puppy) on our dining room table drinking my mums cuppa this morning. He isn't even a tiny thing, he's easily springer spaniel size. And to make my day that tiny bit worse, I've got an n-dubz song in my head and I'm *deep breath* liking it.
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    What a good name for a puppy! I love old mans names for pets, it makes me giggle just thinking about calling a kitten Barry or something! LOL!

    Please keep n-dubz to yourself Cinny, I don't need that in my head!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Cinny91 wrote: »
    It's a mad house! I found Trevor (thats the puppy) on our dining room table drinking my mums cuppa this morning.

    How sweet! :rotfl: Our cat drinks from our glasses if we put them on the floor, only water though, she hasnt quite moved on to cups of tea yet! :rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • I love human names for animals too Birdie! I wanted to get a cat and call him Eric but ended up with two girls - Mavis and Sally. A girl I work with has a goldfish called Gary!

    Well no unneccessary spends in town (not for want of trying) - just some warm gloves and an OS map for our walking weekend in the Peak District. I was actually quite appalled at the service in Alliance & Leicester though. The girl was really odd, just sitting there and not acknowledging me when I approached the counter so I wasn't sure if she was serving or not, and chewing gum the whole time after I'd made the effort to remove mine prior to going in knowing that I'd be speaking to someone. Hmph, tut. The girl in Waterstones made up for it though when she complemented my silly cat brooch :)
    Weightloss: 14.5/65lb
  • Flower08 wrote: »
    How sweet! :rotfl: Our cat drinks from our glasses if we put them on the floor, only water though, she hasnt quite moved on to cups of tea yet! :rotfl:

    I have to watch my cats - Sally always goes for your water and the other week I caught Mavis lapping up my tea - I couldn't believe it! She looked all dismayed when I took it away from her too!
    Weightloss: 14.5/65lb
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