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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Flower08
    Flower08 Posts: 4,771 Forumite
    Somewhere's just launched a whole range of odd sizes Cinny... I think it's a supermarket, do Sainsbury's have a clothing range? Maybe it was M&S? Can't remember, wish I was better at retaining information... I'm terrible as a gossip!


    Try and remember!!! :D If they did size 11 clothes, that would be me, how irritating!! Maybe i should just get off my lazy bum and get back down to a 10 :rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    I think it's George at Asda, and I think the jeans are only £12 - how very MSE!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Hey hey everyone

    I'm another size 12 here. Currently supposedly dieting but ate a middle sized bar of cadbury's chocolate to myself today (whoops) as phd proposal not going so well.

    Need to shed a few pounds to squeeze back into my formal dress as OH and me are going dancing to hotel in Cornwall in the Spring (my Xmas pressie). Not trying very hard, LOL

    No gym for me as I'm always skint, and secretly I am a bit scared of gym equipment. (Also hospital / Drs) - silly!

    Byeeee x
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hi Dinah,
    Just popping in to see how you got on at the gym? Did you manage to get a good deal?
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Urgh. Gym were liars. The £300 saks vouchers were in fact discount vouchers, we basically said to the guy we came down 85% sure we were going to sign, but this felt like an underhanded tactic and we were not getting the deal we thought we were. So he's going to talk to his manager tomorrow and call us back tomorrow. So lets see what deal they offer us then.

    I'm actually quite upset about it, feels like I've been holding out for this so I can feel like me again without going off on a harsh diet, and now I might not get it. NIM would leave me if I got back into the eating patterns I used to have (1/2 a wholemeal ham sandwich, an apple, a satsuma and a fat free yoghurt a day anyone?) so this seemed like the best way to loose some weight. Fingers crossed they give me the offer that makes him happy tomorrow.

    OH's cheque from Ireland is going to take 4-6 weeks to clear! How mad is that! So we're having to take the money to buy the car off my credit card, which is stressful as I liked the nice £0 balance, and put his insurance and all on that. This lead to a horrible 'if i die' conversation.

    Mystery shop went okay, kinda shattered though but NEED to fill in the report, so doing that before bedtime.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Sorry to hear about the gym, that is rubbish!! But then again he might ring you back with a good deal 2moro if people arent really taking out memberships anymore. So got my fingers crossed for you!!

    4 - 6 weeks for a cheque to clear??!!! Why? Its only coming from Ireland!! That is crazy.
    Biggest Loser Weight Loss: 13 / 20 lb
  • Maybe they will offer you some free personal training sessions with your membership? I got a couple when I joined David Lloyd and they are a really good idea as they help you establish a varied workout rather than just sticking to the same machines.

    I must admit that I love DL- it is definitely one of my treats. I got a good deal through the company I worked for- maybe worth checking if your employer gets any corporate deal with them as it saved me £20 a month (I worked for a bank at the time, but my OH is a policeman and they also get the discount).
    :DYummy mummy, runner, baker and procrastinator :p
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    He asked what we did, would have hoped he would have told us if we qualified. Couples membership comes out at £56 each per month I think it was, which isn't awful, but I want my deal sweetened please!

    Just managed to nap some MS meals, one on each Wed from the 25th Feb through to March 18th, so that's date night sorted for us for a few weeks.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Hi Dinah,

    If it isn't too late get your OH to do an international money transfer.I transferred money from an Irish account last week and it took about a week!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Which site is that you get most of your MS meals from? If its from retail eyes i will PM you (i think its that one you said you get money from for referral?) as OH and i have decided we are going to have a go at MS:D

    I know what you mean about the gym. OH and i have been wanting to join for quite a while but i just bring myself to part with the cash, just keep thinking what else it could go towards!
    You never know they might ring you 2moro with a better deal!!
    Biggest Loser Weight Loss: 13 / 20 lb
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