The ultimate incentive to get debt free, can I do it by New Years?

Cinny91

Have you read that 'How I lived on £1 a day' book? I think your DF journey would be an amazing book if written a bit like that. More like a diary than 'make money' kind of thing. Plus you could drop selling on eBay ect into it where it fits, and you have this thread to draw back on to get dates and orders of things.

Dinah93

Oh and NIM commented last night he couldn't believe it took so long to get him his own to do list! Boy knows me too well! Anyway tonight we have:

Me:

• 3 Dooyoo reviews
• Write letter of complaint to center parcs re the lack of fitness classes(hopefully get money off voucher for next visit!)
• Onepoll
• Toluna Polls
• Do MS phone call and report (might have to wait till tomorrow for audio file to be uploaded)
• Find letter to barclaycard I wrote that should have been sent recorded delivery

NIM:

• Wrap 2 parcels and address
• STP
• Surveys (At LEAST all the ones that arrived today, pref some back surveying)

And we're going to the gym tour so might be another busy one.

Dinah93

Cinny91 wrote: »

Have you read that 'How I lived on £1 a day' book? I think your DF journey would be an amazing book if written a bit like that. More like a diary than 'make money' kind of thing. Plus you could drop selling on eBay ect into it where it fits, and you have this thread to draw back on to get dates and orders of things.

I haven't but I might try to look out for that Cinny, sounds interesting

Cinny91

It is a good read, makes you think a bit really. Although I couldn't do it myself! Although I was thinking about living the rest of this year on as little as I can manage - just like a self challenge. But then I thought, who am I kidding? I'd do really well for a month then kick myself being a tight bum and spend too much then feel bad so try living on as little as I can.. and so on and so forth.

Seems like you have the MS things rolling in, still impressed with your Feb £10 challenge. I don't even make that a month!

Dinah93

Lol you see this is where some of my debt came from, I don't consider £600 much money, I make roughly treble that per month after tax, before student loan and pension comes out of my salary. Even when I was younger I worked 35 hours a week in a pub alongside my GCSEs and A-levels, up to 55 hours a week in the holidays, and ran an ebay business, so I've never really earned less than £800 per month.

Even now when I do surveys and reviews for pennies, I can't stop thinking 'well it's only £30, I won't even notice it'. So I need challenges so I have something to aim for and don't just not notice it all trickling away!

Cinny91

Dinah93 wrote: »

I don't consider £600 much money, I make roughly treble that per month after tax.

It's alright for some I know what you mean though.

That's my problem, lack of drive! You seem pretty determined when it comes to getting what you want, where as I loose interest after a while. If I pushed myself more I know I could squeeze more hours out of the company, get a few more things running for it but I'm a lazy git sometimes. I think I'll start a spreadsheet tomorrow for work to get a few ideas going.

Dinah93

I'm very determined, some may say stubborn, but I tell them to sod off!

I just have an attitude of I only get one shot at my life and I don't want to sleep through it, so I want to enjoy it, and get as much out of it as I can. So if something helps me get towards that goal, I can be very demanding.

Cinny91

Dinah93 wrote: »

I'm very determined, some may say stubborn, but I tell them to sod off!

Very good quote there!

I can see myself getting really into the company over the next year or so, I've been getting on great this week while the other office girl isn't here. It's horrible to say but when she's here I seem to get brushed under the carpet and treated like a teenager, but when i've been here full time I've blended into it all a bit better. Been given a few more high profile kind of jobs to do!

Birdie85

I wish I was more like you Dinah! I'm too lethargic, I do so little on an evening and it seems to fly by; BF asks what I've been up to and I can't think of anything! I have 2 massive boxes of stuff to ebay but I just can't be bothered!

I was going to say I'd do some tonight but it is Belly Dance night so I can't! Oh dear, there's always an excuse! LOL!

Dinah93

You can't be that lethargic if you belly dance! I'm kinda excited about the gym tour, I'm really looking forward to getting fit again. I'm just terrified he's going to say a big scary number we can't afford. I don't really want to go without OH, but I do need to join as I can't afford to replace all my 8s with 12s!

Glad the job is looking up Cinny.