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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Woo, and when do the next ones end? How many items left?
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    5 more finish tomorrow, have 83 things still listed of which 36 have bids on. Running total now at £387.97.

    Paid for my crafty bits this evening, little over £40 in total, bit scary!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Found some really nice wool in my wool stash so I sat down and started knitting, I'm now up one vair nice (even if I do say so myself) purple scarf.

    Card making bits are surprisingly costly! I just have a box of things I pull out at peoples birthdays and chuck a card together, I don't think I could make them to sell though. Good going with your ebay bits too, couldn't you class them as balancing out your £40 spend?
  • Cinny91 wrote: »
    Found some really nice wool in my wool stash so I sat down and started knitting, I'm now up one vair nice (even if I do say so myself) purple scarf.

    Have I read that right - you just picked up your needles and knitted yourself a scarf, just like that all in one go? I'm very impressed!!!

    Ebay total keeps creeping up Dinah! Your sig doesn't seem to be changing much though, were you waiting til payday so you can see how much you're transferring over? Sorry if I asked that before, I definitely thought it but not sure if I said it out loud :o (I put my cup of tea in the fridge last night as well instead of putting the milk back).
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I did, i used a thick wool and thick needles though. So kind of cheating!

    Finally figured out what I can do for my craft this year - stained glass transfers. Got a few ideas milling about my head for them milk bottles too.

    Funny about the tea! I've never done that, but I have put orange juice in my tea instead of milk once. I'm not very bright.
  • Even so, that's better than I could hope for. I've been on crocheting this ugly round blanket thing for about three years and it's still only the size of a placemat!

    OJ and tea, nice - did you taste it just to see? There's an Irish film called Intermission with Colin Farrell in it- they all put brown sauce in their tea and say how tasty it is, I've never dared try it though!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Yep I'm waiting until payday. Or that was the plan, my ebay money is actually stuck in paypal! Next month I'm going back to my usual system of transfering money over as it hits the bank account. Since I'm owed money by brother, and I'm expecting a cheque from HSBC for the CC charges, and obviously I've built up all this money in paypal, next month ought to mean I make a lot more inroads into the debt. It annoys me as I know I've actully smashed the £10 a day challenge, but I won't count it until it gets to my bank account so it looks like I've failed!

    Your scarf depresses me Cinny, I've been knitting mine since before Christmas and it's still only 21" long!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Right, now I'm a bit more awake. My tasks for today are:
    • Take documents off old laptop onto external hard drive
    • List old laptop on Ebay
    • Wrap all parcels which need to be posted (about 50, argh!)
    • Update Quidco spreadsheet
    • Get to 500 on STP
    • Daily scratchies
    • Daily surveys
    • One poll
    • Toluna polls
    • Mi-info
    • Jot down the ideas I had at 4am when unable to sleep to become a book
    • Do 2 Dooyoo reviews
    Okay, that list looks scary today. More than likely I won't get it all finished today, but I'm going to continue along my route of putting it all on little bits of paper and picking at random. Will divide the parcels into 'wrap 5 parcel' tickets though, otherwise I might go mad! Same for the Dooyoo reviews.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I wasn't impressed with the orange tea-y taste, but then I don't like sweet tea! Brown sauce in tea sounds.. interesting.

    Thinking I might buy some more wool and making some chunky knit scaves to sell, I can make some mean berets too. Think I might have missed the whole hat and scarf market for this year though?

    Your list looks pretty big for today, Good luck with all those parcels!


    The news on the radio is so depressing!! Apparently the building trade is going to be the next to get hit :rolleyes: and that women are going to come out of the recession worse off than men.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    They think the building trade hasn't been hit yet? Major housebuilders laid off all contractors back in Sept/October and put all their staff on a continual 30 days notice period months ago. I'm very worried about my job at the moment, I think some of my team are going to be made redundant, as there just isn't the work there.

    I think it's still cold at the moment Cinny, I would certainly still be in the warm hat market. Where are you planning to sell them?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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