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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    My brother has the Sony Vaio that comes in allll the colours and he got it in silver! I think he got it to match his mini but still.

    That's an idea, I'll check the sony laptops for OH, make him feel like he's with his playstation when he's online.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Grief, another page already? Seems only an hour ago I was commenting on 59 *looks whistfull*......
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    My brother got a dell, he chose black, unimaginitive men!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I think the only colour I could get away with for OH would be blue. boring boring men. When I ring him tonight I'll just ask him 'Do you prefer normal or yellow?' and see what he says.

    haha, I think we all ramble too much!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Does he know he's getting it then?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    Does he know he's getting it then?

    The LAPTOP not anything else before you all giggle at me!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Cinny,

    I think the blue one would be lovely for your OH. I think men like to be more discreet. Is this laptop meant to be a surprise? If so, I wouldn't say anything as it will be a great 21st birthday present for him!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Just found out the council next to mine has told their planners half of them will be made redundant on the 30th June unless the economy turns around substantially. That's scary. I'm really glad this debt is getting down. If I were told tomorrow I was to be made redundant I could still clear my CC before that happened, my family loan wouldnt expect anything off me until I was working again, and my OD is 0% until November, and even then £1000 will still be 0%. But I need to focus and really start on looking to have a second income through the invites or whathave you, so I have a bit of a revenue backup.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :eek: Which council's that? OH works for Durham... not a planner but same area...
    Weightloss: 14.5/65lb
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Yes, the whole credit crunch has become a bit scary. I have been told my job is safe but who knows in the long term. If I lost my job my OH would have to give up uni as I doubt we would get a loan. It has made me even more determined to get it right down in 2009.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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