Bank Charges - illegal?

NEgirl

dispite getting a letter from the bank last week to say that they didnt think the charges were unlawful etc etc i have logged onto internet banking this morning and theres £150 of charges refunded to my account (about a 10th of what im claiming) - i dont know why they are there or what to do now - do i get in touch and ask why they have refunded or do i just leave it and continue with the claim?

Matlow

Well,if it's only a 1/10th of the charges I'd carry on,it's your money at the end of the day,write them a letter acknowleding reciept but inform them you still will be requiring return of all charges on your account.

Lotta_Littlies

I had two claims going against Lloyds TSB. Earlier this week their solicitors wrote to me offering settlement but had conditions attached which I wasn't happy to accept so I refused.

They filed their defence with the courts and I've received the allocation questionnaire.

This morning I've received two letters from their solicitors, one regarding each claim, stating that they will pay the full amounts, no conditions attached.

The total for both claims is £2658.88. :j :beer:

Huge thanks to Bankfodder and Dave at https://www.consumeractiongroup.com

Lotta

kaznelson

Great News Lotta!!!!

kaznelson

travel_freak wrote:

Hi, wondering if someone could help me with a query on this thread - apologies if the answer is already above in the other posts but I've not seen it.

My sister is often overdrawn and I was just wondering if there's something I could do to help her to recover charges as she's very strapped for cash at the moment and is "between" jobs. At the moment, I think she has an agreed overdraft facility so my understanding is she can't do anything about charges/interest incurred under that - which seems perfectly fair to me. Am I right that the only charges she could attempt to recover would be those incurred as a result of unauthorised overdrafts? And does one just claim for the charge levied for this or the interest element as well.

Her bank is NatWest - does anyone have experience of claiming against them and what sort of stance they take on these claims. i.e. do they just pay up - as I don't think we'd really like to go down the route of actually having to issue a court claim.

Many thanks.

Take a look on here and you will find everything you need : http://www.consumeractiongroup.com/

More than likely the case wont get to court but be prepared it could do. But its not as bad as you think and at your sister is entitled to this money back

mjanet

Lotta_Littlies wrote:

I had two claims going against Lloyds TSB. Earlier this week their solicitors wrote to me offering settlement but had conditions attached which I wasn't happy to accept so I refused.

They filed their defence with the courts and I've received the allocation questionnaire.

This morning I've received two letters from their solicitors, one regarding each claim, stating that they will pay the full amounts, no conditions attached.

The total for both claims is £2658.88. :j :beer:

Huge thanks to Bankfodder and Dave at https://www.consumeractiongroup.com

Lotta

CONGRATULATIONS :beer:

maforduk

Yes, definate congrats Lotts, well done

maka_2

can someone help please
i have send my first letters lloyds and cap one ,lloyds have pretty much told me were to go and cap one have applied a goodwill of £40.
problem is i cant remember for the life of me the web address that was posted to the forum that had all the letters you could copy.???

blindman

Look TWO posts above yours:doh:

maka_2

Doh Doh Doh

thank you