SmlSave MFW diary - where to start?

taka

:drool: too short

DansMum_2

Now now thats enough....... :shocked:

Baby_steps_2

Hi,
Been reading ur diary and it sounds like your in a similar position to me so it has inspired me to start my own documenting my mgr journey - so a big thank you for that! :-)

Was just wondering how u mange to get your OH to agree as I can see this as a problem I will also have as he would much rather buy gadgets/ take holidays than pay off the mortgage!!

SmlSave

Been reading ur diary and it sounds like your in a similar position to me so it has inspired me to start my own documenting my mgr journey - so a big thank you for that! :-)

Gosh, thanks! That's a real compliment

Was just wondering how u mange to get your OH to agree as I can see this as a problem I will also have as he would much rather buy gadgets/ take holidays than pay off the mortgage!!

I'm in charge of the joint finances I think that when I explained how much interest we could save by 'just' oping £50p/m he was up for it, but he's not willing to give up buying lunch for it (£100p/m:eek:) So I budget the household bills as much as poss!

To be honest we have a "discussion" (read small argument) every time he buyes himself a big gadget! Even though I've agreed that he can himself one at Xmas and on his birthday I just don't get gadgets.

I guess its a compromise. DH is the main earner so I rely on him to put extra in the account and he trusts me to deal with it in the right way.

I couldn't cope without holidays though Off to Prague sunday!

P.S.

Baby_steps_2

I know what you mean about the holidays!! I have control of the joint finances so I will just have to convince him to pay more into the joint account to cover the overpayments.

I have found some of the calculators on here showing how much you can save by overpaying so will show him those and see how that works!!

We have the same "discussions" over big purchases, but do feel a bit mean as he does work hard so he should get some treats, just why do they have to cost so much:eek:

Have a lovely trip to praguse, we are hoping to go away in May - not a good start to the MFW journey!!

taka

:drool:

Enjoy Prague! Its a lovely place!

SmlSave

Thanks taka, I will

I'm looking forward to ordering the crispy duck and dumplings

We have the same "discussions" over big purchases, but do feel a bit mean as he does work hard so he should get some treats, just why do they have to cost so much

My OH always points out that I buy books and over the year they probably add up to the same as his gadgets! I do have a libary card but sometimes its just not the same

Ohhhhhhhhhhh, completley forgot to say that our new windows are lurvly they make such a difference to the house and the fitters didn't make a mess at all, they even put dust sheets down everywhere they walked - v.impressed.

DansMum_2

:eek: I wasnt prepared for that........ :happyhear Thats a lovely sight!!!!

Glad the windows are nice and nice to hear that OH is reasonably trained. Had friends who went to Prague and apparently its beautiful. Have a smashing time xxx

Welcome Baby Steps I'm about half way through SmlSaves diary and yes shes an inspiration alright!!!

DansDad has been inspired he's currently upstairs TIDYING OUT HIS SOCK DRAWERS!!!!!!!!!!!!! :silenced: He said I've got loads of socks I'll never wear and they'll do for cleaning the bikes :eek::p:rotfl: He'll need beer after hes finished he's not wired for that kind of thing :beer:

Tesco_points_addict

Puppppppiiieeesssssss



Kitttteeeennnnsss



Sorry, had a couple of glasses of wine tonight!

TPAx

DansMum_2

TPA Tiddled?????