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SmlSave MFW diary - where to start?

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  • SmlSave wrote: »
    Ohhhhhhh I'm getting flashbacks of buying lunch at M&S and porridge pots for DH, so that's £7 on porridge and £8 on lunches....


    £35 to find


    :rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You should change all your text to black - you might find the missing money then :rotfl:

    I feel like I've lead you astray, you can't hide anything from us as soon as I spotted your next post I was already highlighting your text to see what you had hidden

    If I had a wagging finger icon I would put it here " "
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    big58.gif will this do?:rotfl:

    ......I remember returning my libary books and having to pay £10 in fines now! ....


    £25 to find.....
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    ohhh, completely forgot to say that surprise party went brilliantly and Mum honestly didn't have a clue that anything was happening. My quiche and cake went down a storm but the pasta wasn't so popular.

    Had a huuuge argument with DH that almost ruined the weekend but we made up.

    We then went out and spent.........£100 on curtains :eek: I had no idea they were so expensive! and then £15 on a takeaway on Saturday and another £10 yesterday on rice, pasta and nachos for tea :p so an expensive weekend all round really!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I have been really good on the takeaway side, today kids go swimming and we used to get chippy tea after as it was a bit late to cook but the last few months I have purposely not took money with me (in case I change my mind!) and again today we came home and I did HM chips instead :)
    My GC challenge this month is going to be high though :( and a load of other things to add to it as well so wont be a OP month this month I think :(

    Glad you made up with OH :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Glad the weekend turned out well and as for the curtains, well, you mustn't lose sight of the fact that OPing the mortgage is a challenge, not a necessity. You do need to have a life & make a home as well so well done :T.

    PS what colour ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    gallygirl wrote: »
    you mustn't lose sight of the fact that OPing the mortgage is a challenge, not a necessity.

    I need to take a step back and realise this too as it's become an obsession with me! A friend asked if I wanted to go out this weekend and my first thought was oh no I cant spend any money unneccesarily :eek: bearing in mind I havent been out for months and months! But its still hard to say yeah lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Glad you made up with OH :)

    Thanks pammy :)

    I definitely have good and bad months with takeaway and my grocery budget!

    The curtains are a really deep purple GG :) and I love them and have already forgiven them for being so expensive :D


    "you mustn't lose sight of the fact that OPing the mortgage is a challenge, not a necessity."

    I need to take a step back and realise this too as it's become an obsession with me! A friend asked if I wanted to go out this weekend and my first thought was oh no I cant spend any money unneccesarily :eek: bearing in mind I havent been out for months and months! But its still hard to say yeah lol


    I'm trying to resolve myself to the fact that I'm never going to save as much as I want :rotfl:at the same time as planning a night out this weekend :beer:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Hi SmlSave

    Thanks for popping into my diary and I have rolled up sleeves and packed bags ready xxxx :beer:
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi DansMum :)

    The sofa bed's all pulled out and made up for you :D Is pork and couscous allright for tea?

    You'll have to excuse the mess as we're getting ready to have windows installed NEXT WEEK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:beer:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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