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SmlSave MFW diary - where to start?

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  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Marvellous although as a veggie will pass on the pork though :p

    Dont worry about mess am quite to park meself in a cupboard so's not to add to it, Harry Potter style xxxx :D
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Marvellous although as a veggie will pass on the pork though :p

    no problem hun :) I can make my lentilloaf which will please DH :D he does make me laugh when he asks for some meat on the side though!

    We try and have 2-3 veggie meals a week, do you have any favorite dishes that you'd share DansMum?

    Bit of bad news today with the car's windscreen developing a big crack :( it's to be fixed on Monday for £60.

    Good news is that I'm goign to be called the mortgage company tonight to lower the mortgage to 19 years which is a saving of 3 years! :T:beer::T
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Ermmmm, windows, have I missed something??? Firstly I get in trouble with GG for kitchen !!!!!!, now you with windows:eek:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Good news is that I'm goign to be called the mortgage company tonight to lower the mortgage to 19 years which is a saving of 3 years!

    Completely forgot to do this as felt like poo yesterday night.

    Ermmmm, windows, have I missed something??? Firstly I get in trouble with GG for kitchen !!!!!!, now you with windows


    But new windows are MS TPA :D think of all the money we'll save on heating and not having the dehumidifier on 24/7.

    plus..... i only did what you told me to:-
    Go for it SML, it feels much warmer inside now, and certainly looks better
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Oooo this is getting saucy!!!

    I'm no wonder cook at all!! I do enjoy veggie Spag Bol and Chilli (which I always make loads of and freeze) pasta bake, curries... And pizza lots of pizza...... drool.... :beer:
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Back after a lovely weekend :) with playing in the garden, haveing the in-laws round, going out saturday night and getting the rooms cleared for the arrival of the windows :j

    I put on 2.5lbs :( so I'm going to enjoy my holiday next week and come back enthusied to start being all healthy again.

    ohhhhhhhhh, just got all distracted..
    pizza lots of pizza...... drool....
    :rotfl:

    I've got cleared funds in my account now to pay for the windows (thanks dad :kisses3:) and need to squeeze the budget to pay it back. So I had a nice surprise when I got our utility bill and they owe us £90 :D

    only £3810 to find now
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Glad you had a good weekend, lovely weather!!!

    No pizza for us this weekend....... *Homer Simpson impression*

    Hope the windows are looking good and thanks to Dad eh???? How lovely to be in credit with utilities... Have just switched meself and waiting to see if I was in credit with prev company. Should be as I've been a complete miser with the heating :p
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hope the windows are looking good and thanks to Dad eh????

    I'll let you know on Friday :) and big, big thanks to Dad! I'm going to pay him back asap in the hope that he doesn't start asking for interest. (last time he charged 4%)

    I keep saying I'll change energy providers to save a bit more, I even check who I'll go to and then get cold feet about the hassel of changing :o

    Had a look at mortgage deals today and I'm stuck between two:

    a) tracker at 3.59% (min three months) then fix later at 5.09 for 5yrs - able to op 10% a year anytime

    b) fix staright away for 4.99% for 4yrs - able to op 10% a year in January only

    any thoughts on these would be great :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hi :hello:

    I've been thinking about tents for Reading festival for DS1. I was thinking about a pop up. Have you got any thoughts on tents for festivals?

    Best Wishes

    smf2
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi smf2 :)

    You'd be amazed at the array of tents at the festivals! I think a pop-up is a good idea as its easy to carry.

    I always take the old four man one as we tend to prepare our own food and its not precious to us - so when it ripped from someone falling on it we weren't too upset.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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