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SmlSave MFW diary - where to start?

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Have a great holiday in Prague :T
  • DansMum wrote: »
    TPA Tiddled????? :D


    :eek::eek::eek:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    !!!???Hic???!!! :D
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • Just to let you know as I know your looking for new mortgages as well at the moment. We have been looking at the post office rates as it seems that they are doing good deals for LTV's of 80% at 4.15% for two year fixes.
    Mortgage @ 01.06.10 £165,999
    Mortgage @ 31.10.13 £14,664
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    :j I'm bacccccccccck!

    and I can't believe that TPA has been sooo naughty th_z60s3.gif
    I would never do such a thing :A





    :rotfl::rotfl::rotfl:


    :beer: Drinking on holiday doesn't count ;)

    Prague was great, we saw all the sights and had some lovely meals (bit scared of weighing myself tonight) I stuck to dark beer and wine and we even made it to a club this time which was fun. We spent two days just sitting at a cafe drinking beer and coffee reading some books - I read four books and DH read one :p

    Thanks for the mortgage info BabySteps :) I'm just not sure if a 2yr fix is right for us - its a puzzler :cool: I've got another meeting with an advisor tomorrow so I'm hoping my brain will be in gear then.

    Short week this week!:T
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Glad you had a good time.
    Short week this week!:T

    Even shorter for me, i've got the week off,,,baring tomorrow night:p

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Glad you had a good time.



    Even shorter for me, i've got the week off,,,baring tomorrow night:p

    TPAx

    Have you got a part time job you would like to tell us about TPA :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    :eek: TPA!!! :D

    Glad you had alovely time xx
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Have you got a part time job you would like to tell us about TPA

    She's keeping quiet ....... :D

    I added up how much we spent in Prague - £560 :eek: I'd budgeted £400 but obviously we just had too much fun :)

    Have decided on our new mortgage - 3.59% variable. This means that payments go down to £624p/m and we can overpay every month. Apprently it'll take bout 4 weeks to set up so I'll use that time to pay Dad back as much as poss.

    The plan is to stick to the variable for as long as possible (min 3 months) and the second Martin says that rates are on the rise I'll fix the rate, probably for 5 years which is currently 5.09% and then I know I'm safe.

    DH is hopeful of a bonus later in the year and if it comes about then the window debt could almost be halved - so here's hopeing fingerscrossed-fingers-crossed-goodluck-smiley-emoticon-000674-medium.gif&h=64&w=75&usg=__r-OIMVilYuRwCKSz1cRuUNac26Y=
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • DansMum_2
    DansMum_2 Posts: 948 Forumite
    Its not as if you do it every day is it!!! Glad you had a lovely time and you're super organised - wish I could be as good as you xxx
    MFW 2011 No. 161 £946.54/£2000 Target
    April 9/15 :p March 14/15 :( Feb NSD 15/14 :D
    April GC £121.00/£130 March GC £127.60/£150 :D
    I Love my Furbabies :smileyhea
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