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SmlSave MFW diary - where to start?
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Thanks SMF2
Received our mortgage statement last night which resulted in me eating a crossiant and two chocolate bars _pale_
Even my small £32.88 a month that I'm putting away will shave almost 2 years off the mortgage.
See.. I've almost cheered myself up :rolleyes:
I believe the going rate is 1 large bar of chocolate a year so that's almost 2 big bars you are owed :EasterBun :EasterBun
Well done :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Thanks SMF2
Received our mortgage statement last night which resulted in me eating a crossiant and two chocolate bars _pale_
We're only two years into our mortgage and I know that the interest is taken first but honestly ... £500 interest a month from a payment of £687!?! Its just so grumpy to see it written in black and white. :cool:
At least OH has agreed to put savings away to OP in January 2010 (when we're allowed)
Even my small £32.88 a month that I'm putting away will shave almost 2 years off the mortgage.
See.. I've almost cheered myself up :rolleyes:
I know. Just makes you all the more determined to get rid of it, so you're not paying it forever.
Don't feed the banks
Tee hee hee :whistle:0 -
I made a dent in my chocolate ration this weekend gallygirl
:rotfl: :rotfl: smf2, where did you find the picture?
A better beginning to the week :T I got a bonus :j So that's £300 extra in the OP account - every little helpsCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
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Great news on the bonus and well done you for using it to OP xx0
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Last week flew and dragged on by in equal measures with work being quiet but invitation brainstorming and photgrapher searching being non stop
I went to the dogs for the first time on Friday, with vouchers of course and ended up only spending £10 - the same amount I spent on lunch the very next day!
I'm going to be over my spending budget again this month but at least this time its for a reason - another trip to the bonecracker this Friday means I'm an extra £35 poorer but more able to tackle the garden. Am chuffed that I got some leek, peas, onion, chilli and radish seeds in thou
We're seeing another photographer tonight but out of the two we've seen so far I think the first one is winning so far - much clearer pictures and more pratical (about £150 more expensive too:p)
I found the veil I want but since its £200 my Nan has offered to make me one which is similar. :T Nan and Mum called me a to say they'd found the beads I need but they were £4 each -thank god for the internet - I've found even better ones for 50p each:j Yay
The plan for this week is:
Yummy rolls and pate for lunch (brought from home)
Gym twice (swimming tonight)
Pamperchef party tomorrow - a free dinner but will be expected to buy something and want to
Chit potatoes
Buy Dad and Mum B-day presents - but what?!
Start eating healthfully again
See some florists on Saturday
Go to the skip
See you soonCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Good news on the bonus...and the veg!:T
It's great your nan is a whizz with a sewing needle - over the past couple of years my friends have planned and paid for numerous weddings and they seem to be never ennding money pits!
Good luck with your list!MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00Loan - £13279.50 :rolleyes:0 -
Its Pancake day!:j nomnomnomCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
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The pancakes were scrummy yesterday and I ate twice as many than anyone else
I've already managed to go swimming twice this week and will go tonight too. :A feeling very angelic :A
I spent £22.50 on a pamperchef chooper last night, appparently its supposed to be tear proof with onions and if I find its not I can return it within 30 days. So if I don't find myself using it I can give it backIf its tear proof I'll use it every day.
Hope everone is okCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0
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