📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclays Cash card Account help

16791112

Comments

  • GiraffeMan
    GiraffeMan Posts: 131 Forumite
    Given your apparent desire for taking things from the internet in to "real life", why would I ever want to give you any sort of personal detail about myself?

    But to answer: "we" is in reference to Barclays and that I work for them. Anything beyond that is none of your business, and whether you choose to hold what I say as "crazy talk" is entirely your choice. :)

    Thanks it is crazy talk though what you speak, i like you for that. You keep strong behind that blue eagle'd badge and remember, your employer values you like each and everyone they will dispense with this year.
  • GiraffeMan
    GiraffeMan Posts: 131 Forumite
    Given your apparent desire for taking things from the internet in to "real life", why would I ever want to give you any sort of personal detail about myself?

    But to answer: "we" is in reference to Barclays and that I work for them. Anything beyond that is none of your business, and whether you choose to hold what I say as "crazy talk" is entirely your choice. :)

    Oh and I feel the same about the apparent other "big banks", its not personal
  • Extant
    Extant Posts: 2,140 Forumite
    GiraffeMan wrote: »
    Thanks it is crazy talk though what you speak, i like you for that. You keep strong behind that blue eagle'd badge and remember, your employer values you like each and everyone they will dispense with this year.

    I'm not sure what point you're trying to get at...
    GiraffeMan wrote: »
    Oh and I feel the same about the apparent other "big banks", its not personal

    Oh wait, there you go. You have an irrational hatred of the banks. Well, alrighty then.

    P.S. your second post makes no sense, since you tried some sort of... vague psychological attack? in your first post.
    What would William Shatner do?
  • GiraffeMan
    GiraffeMan Posts: 131 Forumite
    I'm not sure what point you're trying to get at...



    Oh wait, there you go. You have an irrational hatred of the banks. Well, alrighty then.

    P.S. your second post makes no sense, since you tried some sort of... vague psychological attack? in your first post.

    vague psychological attack, i havent had one of them since woolwich migrated to barclays lol, thanks all the same.
  • cambsgirl wrote: »
    Thanks Book12
    You will get the card, as it's not credit scored. The whole account isn't even credit scored too. The card is a VISA debit, not Electron.

    I hope that is the case
    I did it via mail (I took my application form into a branch with ID that they photocopied and they sent it via internal mail)
    This was last Tuesday so nearly a week ago
    Any idea when I might hear back?
    Tanya

    I posted an application on 16th March, the welcome pack with account details arrived today (connect card and pin to follow) so it took just over 2 weeks. (I am in the process of starting a DMP owing nearly £70k)
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    I am still a little confused on a couple of things on the Barclays's cash card account. I understand the account is checked only via the voters roll and fraud checks, yet I've read a few posts; that say they were declined because they were bankrupt?
    Now a voters check only, wouldn't show that information.
    Can anyone throw any light on this.
  • sieve
    sieve Posts: 1,095 Forumite
    Bosie wrote: »
    I am still a little confused on a couple of things on the Barclays's cash card account. I understand the account is checked only via the voters roll and fraud checks, yet I've read a few posts; that say they were declined because they were bankrupt?
    Now a voters check only, wouldn't show that information.
    Can anyone throw any light on this.

    Yes it appears their new computer software that deals with applications in branch can turn people down if the bankrupt box is ticked. But if it's sent off, or appealed, it seems they have a different system which allows the account if you are an undischarged BR.

    I opened one last week in readiness for my BR on Wednesday, so hopefully I will be able to keep it. I will keep you all posted...

    Cheers

    S
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • Extant
    Extant Posts: 2,140 Forumite
    Bosie wrote: »
    I am still a little confused on a couple of things on the Barclays's cash card account. I understand the account is checked only via the voters roll and fraud checks, yet I've read a few posts; that say they were declined because they were bankrupt?
    Now a voters check only, wouldn't show that information.
    Can anyone throw any light on this.

    The system can return a false positive. The only reason we'd decline is fraud or serious write offs within the Barclays group - so you just need to ask to appeal the decision, and it can be over ridden.
    What would William Shatner do?
  • book12
    book12 Posts: 2,557 Forumite
    Bosie wrote: »
    I am still a little confused on a couple of things on the Barclays's cash card account. I understand the account is checked only via the voters roll and fraud checks, yet I've read a few posts; that say they were declined because they were bankrupt?
    Now a voters check only, wouldn't show that information.
    Can anyone throw any light on this.

    It's optional to be on the voters roll...

    You shouldn't get declined. Check your credit file.

    Ask them to open the account on the 'old system' instead.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    book12 wrote: »
    It's optional to be on the voters roll...

    You shouldn't get declined. Check your credit file.

    Ask them to open the account on the 'old system' instead.

    Book is right I wasn't on the Electoral Roll at the time, so that would affect it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.