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Barclays Cash card Account help
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So can you tell me why Barclay cashcard (connect) IS accepted when just like electron it also requires authorisation (electronic auth via terminal)
Thanks
Full auth cards do not work on planes, trains and petrol pay at pumps. This is industry standard and is well known throughout basic banking to be the case. To clarify this means if you;re actually on a plane in the sky it wouldn't go through, if you get on board a train and try to buy ticket from conductor it wouldn't go through and if you try and buy fuel at tesco pump it will not go through. The reason is all these terminals either authorise a nominal fee like £1 or do not authorise at all.
Therefore full authorisation cards do not work everywhere. This includes the Lloyds basic account card; HSBC full auth visa debit card; payg mastercards/visa's or electron/solo.2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »Full auth cards do not work on planes, trains and petrol pay at pumps. This is industry standard and is well known throughout basic banking to be the case. To clarify this means if you;re actually on a plane in the sky it wouldn't go through, if you get on board a train and try to buy ticket from conductor it wouldn't go through and if you try and buy fuel at tesco pump it will not go through. The reason is all these terminals either authorise a nominal fee like £1 or do not authorise at all.
Therefore full authorisation cards do not work everywhere. This includes the Lloyds basic account card; HSBC full auth visa debit card; payg mastercards/visa's or electron/solo.
Thanks0 -
Thanks for that, could you explain also why is it that Barclay's cashcard visa debit(basic a/c) is more widely accepted than co-op cashminder visa electron(basic a/c) again as both require elect auth.
Thanks
BM may be the best person to answer this question..... i've never used Barclays but maybe their connect card isn't like a full auth one, if maybe it is there is a possibility that the terminals are still recognising it as the main visa debit card because connect was the first visa debit in the UK after all - all those moons ago. In essence it wouldn't surprise me if most the machines were tailored to barclays being they dominated the market at entry point with Barclaycard and Connect card!2010 - year of the troll
Niddy - Over & Out :wave:
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Hi BarclaysManager,
I applied for a Barclays CashCard Account in branch a few weeks ago and got declined.
I've got a Scottish Trust Deed in place which will run until Oct 2011, Barclaycard (Skycard) is one of the creditors that i have within my trust deed.
Would this be a reason for my decline for this account, i thought about going back to the branch to appeal the decison?
Any comments?0 -
The debit cards issued on cash card accounts are all authorization, in lieu of issuing Electron any more.
Why it would work anywhere else, I have no idea.What would William Shatner do?0 -
Hi BarclaysManager,
I applied for a Barclays CashCard Account in branch a few weeks ago and got declined.
I've got a Scottish Trust Deed in place which will run until Oct 2011, Barclaycard (Skycard) is one of the creditors that i have within my trust deed.
Would this be a reason for my decline for this account, i thought about going back to the branch to appeal the decison?
Any comments?
You have nothing to lose by appealing - you might have been declined incorrectly by the decision engine.
It is a possible reason though, yes - depends how your situation was with Barclaycard/Skycard - they might have written off the debt to their recoveries, in which case it'd be a definite decline.What would William Shatner do?0 -
never-in-doubt wrote: »Full auth cards do not work on planes, trains and petrol pay at pumps. This is industry standard and is well known throughout basic banking to be the case. To clarify this means if you;re actually on a plane in the sky it wouldn't go through, if you get on board a train and try to buy ticket from conductor it wouldn't go through and if you try and buy fuel at tesco pump it will not go through. The reason is all these terminals either authorise a nominal fee like £1 or do not authorise at all.
Therefore full authorisation cards do not work everywhere. This includes the Lloyds basic account card; HSBC full auth visa debit card; payg mastercards/visa's or electron/solo.
Theoretically you are correct, but in practice it does not work. Get on a train in Glasgow with a prepaid card (I certainly know this works with Cashplus Mastercards) and ask to use it to buy a ticket, it will not be knocked back (even if your balance is below that of the value of the ticket). You will be asked to sign your name and you will be given your ticket. You can buy one to any destination in the UK and at the cheap rate if you get on at an unmanned station.
I hope you will acknowledge that this is correct and not continue down the route of "where the terminal cannot or will not go on line it will be declined". Many terminals are very old still and will accept any card, prepaid or not.0 -
Theoretically you are correct, but in practice it does not work. Get on a train in Glasgow with a prepaid card (I certainly know this works with Cashplus Mastercards) and ask to use it to buy a ticket, it will not be knocked back (even if your balance is below that of the value of the ticket). You will be asked to sign your name and you will be given your ticket. You can buy one to any destination in the UK and at the cheap rate if you get on at an unmanned station.
I hope you will acknowledge that this is correct and not continue down the route of "where the terminal cannot or will not go on line it will be declined". Many terminals are very old still and will accept any card, prepaid or not.
Any ideas please.
Thanks0 -
My cashminder account Visa Connect card authorises as "delta"
:money:
It used to say "connect debit" ...0 -
Full auth cards do not work on planes, trains and petrol pay at pumps. This is industry standard and is well known throughout basic banking to be the case. To clarify this means if you;re actually on a plane in the sky it wouldn't go through, if you get on board a train and try to buy ticket from conductor it wouldn't go through and if you try and buy fuel at tesco pump it will not go through. The reason is all these terminals either authorise a nominal fee like £1 or do not authorise at all.
Therefore full authorisation cards do not work everywhere. This includes the Lloyds basic account card; HSBC full auth visa debit card; payg mastercards/visa's or electron/solo.
This is not actually true in all cases as I have a prepaid maestro from bread that I used to use before they added a 2% transaction charge on everything and with that I was able to by fuel at asda's pay at pump and they just took a £1 charge for authorization and then charged the card for actual transaction a few days later0
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