HELP!! Attachment of earnings

blind-as-a-bat_2

Broken_hearted wrote: »

If you know you owe a debt there is no need to get a CCA, they are there for debts in disbute. DFW has been invaded by the lowest of the low lately who just want to get rid of debt for free with no consequences. Not people struggling either, it would be understandable if they were facing a DMP or BR but they're not andto top it off they are so bloody smug about their rights. Now that is theft.

You mis the point BH there is a point when the creditor refuses to accept the fact, at least for the time being you cant afford to repay your commitmant, while i cant disagree some see it as a easy way of getting rid of a debt its not......trust me on that it is not;)

fiveyearplan

Neillgb wrote: »

Why is the OP not so honest/transparent with their employer?

Because its none of their business!

Neillgb

blind-as-a-bat wrote: »

Oh it is, thats my latest battle, getting a creditor to prove a debt, now thats fun:rotfl:

6 Challenged 6 failed, but creditors are whiter than white

But i aint doing it to get out of paying a debt, im doing it to prove they have no right to herrass us unlawfully

Its not always about money:rolleyes:

So the have you paid the SIX organisations, now you've proved their paperwork isn't up to scratch?

Neillgb

fiveyearplan wrote: »

Because its none of their business!

I disagree in the case were employees are in a position of trust with regard to money.

blind-as-a-bat_2

Neillgb wrote: »

So the have you paid the SIX organisations, now you've proved their paperwork isn't up to scratch?

Errm would you pay anyone who couldnt Prove you owed them money? No you wouldnt, unless your a fool..............

I have asked for them to supply a break down of the acount to ascertain what if anything is still owing, but guess what, there ignoring that request too

they Just keep sending more empty threats instead :rolleyes:

Neillgb

blind-as-a-bat wrote: »

Do you think a creditor ever has acknowledged that they have wronged when they failed to prove they had a valid CCA?

Trust me they dont, they just issue a CCJ in the hope you dont defend it, even though its unlawfull, because if you dont defend you lose by default, not proof



So yes creditors morals are without question in all this, if you egnore the truth

But they are owed the money!! OK they slipped up on the paperwork, far too many people on this site seek to avoid paying their debts on technicalities.

How would you feel if somebody owed you money and they tried to avoid repaying you on a technicality?

Neillgb

blind-as-a-bat wrote: »

Errm would you pay anyone who couldnt Prove you owed them money? No you wouldnt, unless your a fool..............

I have asked for them to supply a break down of the acount to ascertain what if anything is still owing, but guess what, there ignoring that request too

they Just keep sending more empty threats instead :rolleyes:

Do you owe them money, irrespective of whether they can prove it?

fiveyearplan

Neillgb wrote: »

I disagree in the case were employees are in a position of trust with regard to money.

OK, so thats your opinion and no one on here asked for your opinion. Bye.

blind-as-a-bat_2

Neillgb wrote: »

Do you owe them money, irrespective of whether they can prove it?

I dont know thats why im asking them to supply a breakdown of the accounts:rolleyes:

If they dont have a valid agreemant they had no right to make any extra charge for goods whether that be intrest or charges so no my OH may not owe them anything

Wich if you take the High courts (or was that the house of lords) view on the matter

Taken from Sir Andrew Morrits Judgment in the Court of Appeal in the Wilson & First Counties Trust case :

“In effect, the creditor--by failing to ensure that he obtained a document signed by the debtor which contained all the prescribed terms--must (in the light of the provisions in ss 65(1) and 127(3) of the 1974 Act) be taken to have made a voluntary disposition, or gift,of the loan moneys to the debtor. The creditor had chosen to part with the moneys in circumstances in which it was never entitled to have them repaid;”

Im being more than reasnable trying to find out

Neillgb

fiveyearplan wrote: »

OK, so thats your opinion and no one on here asked for your opinion. Bye.

Yep and proud of it. Bye