PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Moving back in with parents

We have been living in a 2 bed HA flat for 2 years now but have grown to despise it - not enough space, rough area, across road from pub, teenagers smoking/drinking/doing drugs in car-park.

We have looked into just about every option -

1) shutting up and putting up with it (not much of an option living there is starting to effect my health!)

2) Private rentals but they are expensive for what you get and wouldn't be able to save for deposit.

3) Ownhome scheme but was turned down for co-op mortgage

4) other hair-brained government schemes but ruled these out as I have enough savvy to realise they only serve to keep prices artificially high.

Which lead us to the final option - moving back in with our respective mums!

With the circumstances in mind, does this seem like best option?

We both have good relationships with our mums, could live with them cheaply and save for a healthy deposit ( buying a place is our long-term aim!)

My only concern is that we got engaged 6 months ago, so it feels like a step backwards and I worry it might effect our relationship.

However we really want to own our own house by the time we get married (planned for summer 2010) so this seems like the best option.

Anyone have any thoughts/similar experiences?

Thanks
«13456

Comments

  • moanymoany
    moanymoany Posts: 2,877 Forumite
    How old are you?
  • Yup, that's how it used to work before the 'I want everything now' era.

    You lived at home with your parents until you get married. Then, a big car took (white dressed) bride to church. After a honeymoon, you moved in together into a house that you had bought a few months before the wedding and decorated together ready for the big day.

    Nowadays, you are just as likely to marry another woman.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • We are both 24.

    I know it's not ideal to move back in with mums at this age esp after being independent but because of current economic conditions and our personal circs it seems like best option.

    Plus a couple of our mates have done it at similar ages, so wouldn't feel like total losers and it would only be short term (12 - 18 months max if it goes according to plan - not that it does all that often, though!)
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    I agree your age is relevant here. I also think your employment/income and curent arrangements are. TBH if you have a LA place I'd be very reluctnt to give it up but rather see if you can persevere with addressing the problems.

    I live with my mother and DH lodges in London through the week. It can be very difficult for all concerned. Everyone has lost their privacy, all though most of our stuff is in storage some inevitably came home and takes up room. Our ways of living, its fair to say, are very different. BUT a you say, it allows us to save. There are benefits, (living with my parents as an adult has made me more secure in where our paths remain the same and where they diverge, for example) but in the main it is not something I would choose in pretty much any other corcumstance!
  • What does mum really think? She will say it's ok of course but maybe she enjoys her freedom.

    If you pay a fair sum of money for board and lodgings and help with all the chores I don't see it being a problem. The hardest part is working out what mum really wants.

    I left home at 16 and couldn't imagine going back to my parents' house to live. But, for 18 months and with a goal at the end, it isn't the worst idea that I've ever heard.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    You're in a HA place so ask them to move you.

    Get letter from your doc.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    CHARDONNAY wrote: »
    Plus a couple of our mates have done it at similar ages, so wouldn't feel like total losers quote]

    VERY IMPORTANT! do not compare yourself to your peers when making life decisions. Your life has many a subtle difference I'm guessing and to feel inferior because of different choices, circumstances or priorities is counter productive.

    Are you in a big town or city....might a house share work if so?
  • my dad died 6 months ago and in that time my mum has learnt to be on her own and likes her freedom, but I know she really wouldn't mind me being back home. I stayed for the 6 weeks after my dad died, when emotions were fraught, but we got on just fine.

    We have tried everything to make situation bearable in the flat and have phoned HA numerous times bout anti-social behaviour etc but nothing gets done.

    It's at the point now where I dread coming home and I feel intimidated if it's late at night. I really don't want to be like that much longer!
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    Find out who your local councillor is. Ring them and let them know about the problems.

    Be prepared to keep a nuisance diary and ring the police everytime something happens.
  • moanymoany
    moanymoany Posts: 2,877 Forumite
    What does mum really think? She will say it's ok of course but maybe she enjoys her freedom.

    If you pay a fair sum of money for board and lodgings and help with all the chores I don't see it being a problem. The hardest part is working out what mum really wants.

    I left home at 16 and couldn't imagine going back to my parents' house to live. But, for 18 months and with a goal at the end, it isn't the worst idea that I've ever heard.

    GG

    I agree GG, I also left home at 16. Not especially meaning the op, but the 'I want it all'ers are going to come severly unstuck. I know people who have lived together for years and their parents won't let them share a room - even in these days.

    When people stayed at home until after the wedding they were used to the homes rules and regs. To go back home after independence I can imagine would be murder for both parent and child.

    I would not welcome my grown up children back.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.