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My diary... becoming debt free whilst still having a life!!!

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Comments

  • Hi Cas, have a good luck through the clubcard website, I have £18 in vouchers but have used £15 of them to get DS and three friends a paintballing afternoon for his birthday, worth £60!! they are worth four times as much if you use them that way. Really worth doing, I'm sure there will be some things your girls would like.

    YB, thanks for your kind words about my monthly cycle it is a nightmare and the doctor cannot suggest anything except some herbal remedies, which I have to say I keep forgetting to take.

    SH - how did your interview go?

    IC - your weekend sounds lovely and I did chuckle when I read the dingle comment.

    MissShoes, thanks for popping in, how are you doing on your DFW journey?

    All, the scallops were lovely.....

    Nice day today with the children, the sun was even shining!!

    Hope your relaxing week continues Cas and YB.

    Love to all.
    xxxx
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all - yesterdays interviews seemed to go really well - possible second stage next week, Monday's interview I couldn't tell at all how I did... Feel a bit more positive now I am at least getting interviews but spending too much currently. Just job hunting this week cost over £50 in train fares, parking etc
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • sistercas
    sistercas Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi all - yesterdays interviews seemed to go really well - possible second stage next week, Monday's interview I couldn't tell at all how I did... Feel a bit more positive now I am at least getting interviews but spending too much currently. Just job hunting this week cost over £50 in train fares, parking etc

    well done so far, mind you it sounds like an expensive exercise .
    still not sure what to do with the tesco vouchers but they have a long shelf life;) so i think I will leave them to build up and maybe we could go to alton towers in the summer- thanks for the advice IC , Ruby

    feeling a lot better now thanks for all your good wishes, went to the pics yesterday (orange wednesday so half price) me and OH watched the curious tale of benjamin button and the girls watched confessions of a shopaholic. the girls enjoyed the film and so did we ,its a strange film and lasts 2 and half hours but very watchable.

    had a quiet day today no kids to take anywhere and we have just blobbed round the house, doesnt sound very exciting but was just what we all needed, as we are all so busy. i can recommend it :D

    hope your all ok
    take care xx
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all got turned down for Monday's job but put through to second stage for Wednesday - not great location wise but fab money. Here's hoping...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Pants to first job SH and hurray and well done to getting through to second round on the other! :T
    Have you got a date?

    Hi to everyone else - got to dash bbl

    Belle
    x
    Getting there...slowly! :D

    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • sistercas
    sistercas Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi all got turned down for Monday's job but put through to second stage for Wednesday - not great location wise but fab money. Here's hoping...

    fingers crossed for you

    hi all lovely sunny day today just about to put my bedding on the line.
    have decided to try and grow some veg this year and so will attempt to sort out some space . I think for now it will have to be in pots until i can sort a suitable plot ( we have heavy clay soil and i think thats probably the worse type of soil to have for growing veg). so i will see how i go in case I am carp at it or dont enjoy it:rotfl:
    DD1 has just gone for a run ( i wish i had some of her dedication and energy lol)
    MIL coming today, normally i run round frantically making sure the place is clean and tidy, but as I am still recovering i'm just not going to. i shall make sure the kitchen and bathroom are cllean and the carpets hoovered other than that the piles of school books and stuff lying about can stay

    hope those who were off had a lovely week xx
  • Hi SH, sorry to hear about the job, best of luck for Wednesday.
    :D
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • Hey everyone, is it just me or does today feel like a long, long day??!!

    ;)
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It wasn't too bad but I spent a lot of it preparing for my interview Wednesday LOL! Got home and found I've got to the first stage of a local job - decent money - Friday. Written exercise initially which I normally do well on and then potentially a follow up about 10 days later...

    It takes some of the pressure off Wednesday so hopefully I will perform better. Wish me luck!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Wish me luck!

    G O O D L U C K ! ! !
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
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