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My diary... becoming debt free whilst still having a life!!!
Comments
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Eerm - you might think I could manage NO SEW, but in fact, sadly, I need something much more elementary than that lol.Getting there...slowly!
GC : must do better
NSD: very rare
No matter how slow I go I am lapping everyone on the couch.0 -
Hi everyone (especially my friends SC, YB, SH)
SH thanks for that link I hadn't seen all those wonderful pictures, and I have added the link to my favourites so that when I come to have a go I will be able to fold the things!!!
Trying to keep costs down but need to get it in perspective as well only spent £20 so far but because everything is x6 the cost adds up quickly.
YB, don't panic I haven't anything at all for xmas yet except perhaps ideas!!! Whether these will come to fruition, who knows!!!
SC, I know what you mean about OH and spending, so just want to say you are not alone!!!
I'm off to get an early night before another week of work.
LOL
xThe good you do comes back to you.DFW Long haul supporters No: 1340 -
~Yorkshire_Belle~ wrote: »Eerm - you might think I could manage NO SEW, but in fact, sadly, I need something much more elementary than that lol.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
HO HUM!!
DD poorly AGAIN today, that is twice in under two weeks. I had an important meeting at work today that I have had to pull out of to stay home with her. It's not her fault bless her, but boy it can be tough trying to hold down a job when you have kids.
Feeling a bit stressed out today, as you have probably gathered!!!
xThe good you do comes back to you.DFW Long haul supporters No: 1340 -
Hi All
I have just wrote a reply and it didn't post, hopefully I wont look silly and two appear.
Thanks Savingholmes for the £10 a day tips, I am going to have a good clear out to see if the is anything I can sell, I have now also joined quidco, pigsback and a few survey sites so hopefully should start paying off soon.
I haven't yet started the christmas shopping although I am planning to this month I need to make a list, unfortunatley which I'm sure you all agree DS wants everything, but he has been warned he will not get everything!!!!
Yesterday was also a laundry day for me, luckily with the weather being good drying weather I havent got much left now drying on the maiden, I would however love to know where all the clothes come from!!!!
Bye all
KarenSealed pot challange member # 569
Make £10 a day challenge starting 24/2/09 Feb £0 / £40 :T0 -
rubydoiwannabee wrote: »HO HUM!!
DD poorly AGAIN today, that is twice in under two weeks. I had an important meeting at work today that I have had to pull out of to stay home with her. It's not her fault bless her, but boy it can be tough trying to hold down a job when you have kids.
Feeling a bit stressed out today, as you have probably gathered!!!
x
I have been looking at the link to the flower flannels they are fabulous they look so good , but I'm afraid I am a bit like YB in the craft dept lol I would like to have a go though ( if I could make the reindeer ones for DD's friends for xmas that would be fab)
I have been busy in the kitchen this morning making bread, buns, chicken casserole and giant yorkie puds and just made some rice krispie buns they are setting in the fridge, think I will drizzle some choc on them when they are ready
hope everyone is ok xx0 -
Hi All
I have just wrote a reply and it didn't post, hopefully I wont look silly and two appear.
Thanks Savingholmes for the £10 a day tips, I am going to have a good clear out to see if there is anything I can sell, I have now also joined quidco, pigsback and a few survey sites so hopefully should start paying off soon.
I haven't yet started the christmas shopping although I am planning to this month I need to make a list, unfortunatley which I'm sure you all have the same problem DS wants everything, but he has been warned he will not get everything!!!!
Yesterday was also a laundry day for me, luckily with the weather being good drying weather I havent got much left now drying on the maiden, I would however love to know where all the clothes come from!!!!
Bye all
KarenSealed pot challange member # 569
Make £10 a day challenge starting 24/2/09 Feb £0 / £40 :T0 -
ooopps two did appear the same message though,
Sorry
KarenSealed pot challange member # 569
Make £10 a day challenge starting 24/2/09 Feb £0 / £40 :T0 -
KarenWhitelaw wrote: »ooopps two did appear the same message though,
Sorry
Karen
lol I've done that before .
sometimes the mods will take one off for you x0 -
Hi SH!
Where do you get the lovely cases like the ones in the link with the cream/brown muffin?
I sell Virgin Vie and could make those up and seel them at school party nights coming up to xmas!
Anymore money-making ideas?
Thank you for your explanation on £10/day:T , I really love this site, makes you feel less alone with your problems!Debt - £10,000
Small changes..... Big Differences!0
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