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Keeping Positive's - Into the new years diary

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  • Hello :wave:

    Good news: just spotted another ebay sale £40 :). OH has a deal with man over car bump. £75 cash in hand so that should be sorted tomorrow. Annoying but could have been worse. Work ahead at the moment so not any stress. Im enjoying while I can.

    Not so good: £8 in Tescos on bits. DD2s tooth hurting again so back to the dentist.

    Bad news: Put on weight :( and tooth playing up so need to see dentist as well but mine wont be free. Mattress now so bad I have to sleep on a duvet.

    Seriously thinking about refinancing into a longer loan to take some pressure off.
    :j
    May 2013 new beginnings:j
  • just popping in before very early night...seriously think you shoud sort tooth...I didnt and lost whole tooth cos the remaining bit snapped...will now have to fork out 1000 for implants when I have enough dosh...owch in many ways there ISOM I think mine will hit the 000s
    Did you go back to the docs? No need to go for repeat perscription pre holiday dont know which one to see. Re the job I think it has to be your decision...can understand stress issues and its ok for oh to say that as hes not working or dealing with it all...your decision but can totally understand why you feel like that. Blomming Men eh :mad:;) Hugs for you! Thanks
    :j
    May 2013 new beginnings:j
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Seriously thinking about refinancing into a longer loan to take some pressure off.[/QUOTE]

    To be honest that is what I did, added a bit longer on to the debt, but even with the bank loan I saved over 2k on the debts that if I had of paid them the way I was going.

    Dont push yourself, take a deep breath and go from there, if its the loan route, then let it be. You and ur health is more important x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    edited 24 June 2009 at 10:07PM
    Refinacing is going to be tricky as I already have 5 years left so need to go to 7 so that rules my bank and Tescos out. Sainsburys a possibility but cant have been turned down for credit in the last month. I stupidly tryed quidco to get some free cash but think it was one I already had cc with under a different name ie RBS or MBNA backed cards.

    Have printed credit rating and its not as good as it was need to close a few unused ccs.

    Day to day ok fairly stressed as tooth now playing up so I have been grouchy. DD2 went to dentist and has antibiotics. Strange she hasnt asked for painkiller on top? Not so good was the dentist pulling a louse from her hair so spent tonight debugging kids :(. Work up to date voluteered to go out tomorrow to help downside is its over 2 hours away.

    OH paid the £75, I spent 1.40 on lunch. £3 from pot went towards Guides trip on tuesday.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go to the dentist!
    I was there last week~gum infection,two lots of antibiotics.
    Back today.Still infected & need root treated.Gah.More antibiotics.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Oww sounds sore Beanie. Forgot to put in my post that I have made an appointment for next Monday.

    Payday today and loan repayment gone out so loan down to 11850 ish
    :j
    May 2013 new beginnings:j
  • Long week 4 days out the office. Head aches at the moment.

    Spends that I can think of are 6.50 ish at Mcds for yesterdays lunch/dinner. Will claim £5 back. Today £50 on diesel but other than that NSD!!

    MBNA have offered 4.9% balance transfer until Dec with3% fee. May use this when I get back from hols to cover dentist costs. Will hold off mattress for now the duvet on top is working for now.

    Just off to check bank and tesco cc
    :j
    May 2013 new beginnings:j
  • Right no change on bank but will leave cc for now head aching so will log off in a bit. One thing I have thought of is its 120 due from OH day :j and one week till hols :D. Felling more positive at the mo. Work seems to be ok and I feel that I am finally using my experience better. Hols are actually a :D and not :eek:.

    Hope all ok will catch up over the weekend xx
    :j
    May 2013 new beginnings:j
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi
    KP
    just flying bye
    as have two mins before the monster starts to destroy the house
    lots of tooth pain here,,,ouch,,spending looks under control...
    new bed:o,,,after tonight's loto win :j:j(fingers crosed €00 will do)
    beanielou i went through something similar around 12/14 months ago....most unpleasant!!
    too late tv remote has been eaten:o
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One of my mates is a GP & reckens I will have to get even more antibiotics.
    The pain is doing my head in.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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