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Desperate - ripped off on my credit card in a lapdancing club

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  • oh bless ya lol
  • Richard019
    Richard019 Posts: 461 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    chuckley wrote: »
    sorry but i still come back to the recipts... if you are gonna get scammed why would they leave YOU with proof of the transactions???

    wouldnt it be better to get rid that way all OP has is his bank statement?!

    doesnt sit right with me.

    When you wake up in the morning next to a minger do you go "I don't remember her, I wouldn't go near her sober, it must have been somebody else" or do you go "oh my god what have I done?". I would hazard a guess that it's the 2nd.

    When you wake up in the morning with 4 receipts for £1k I would imagine that whilst you're more likely to question them, it does leave even you with the thought that you could have authorised the transactions as you were there and can't remember things clearly.

    Best of luck to the OP in sorting it out, but I can see it being a bar tab that has had to be paid when it reaches a certain level (£1k in this case). If someone were buying drinks for themselves and somebody else they could quite easily be on very expensive drinks somewhere like that. I don't think they'd tell you how much was being put on the tab each time and when it came to authorising them you were drunk and quite probably distracted.

    I'm not convinced it was outside of licencing hours either. Since 24 hour licencing was introduced I'm aware of plenty of retailers, pubs, and clubs that trade shorter hours than their licence (particularly during the week) and use the longer hours when they want to without the need for an extension.
  • cg1982
    cg1982 Posts: 8,961 Forumite
    jesus sounds dodgy mate i would look in to it
  • mewbie_2
    mewbie_2 Posts: 6,058 Forumite
    1,000 Posts Combo Breaker
    Great story. Wondering what conversation with credit card company, assuming it's an Indian call centre went like?

    We join part way through...
    "You spend 4k on credit card on dancing lessons?"
    "No... a LAP dancing club"
    "LAP dancing? Please spell?"
    "L-A-P dancing".
    "Like Bollywood film? Ladies dance and sing"
    "Er.. not really"
    "You dance with ladies in club sir?"
    "No. er. Ladies dance and you pay them"
    "They dance in your lap sir?"
    "Er. Sort of."
    "Sounds painful sir. Why they dance in lap not on floor?"
    "It's a sex bar"

    pause

    "OK, we get a lot of calls from English people like you. I call manager now".
  • I'd like to know where the card was swiped :eek:

    Seriously though, I hope the OP gets it sorted. If he complains to the Credit Card Company that the goods were never received, I think the establishment would have to prove that they were.

    I had 2 X £10 transactions for Fuel deducted from one of my Credit Cards on one day at the same petrol station.

    I never put £10 of diesel in a 2.2L car, why would I go twice in one day and I wasn't in Newcastle on that day!

    I called the card company and they were refunded on my next statement and I never heard anything else about it.
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • Calchas
    Calchas Posts: 405 Forumite
    NickX wrote: »
    and a round of drinks came to £100. Straight onto a slow stooze card for that one :eek:

    :D :rotfl: :D :T :D :rotfl: :D
  • Voyager2002
    Voyager2002 Posts: 16,261 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If only this were not true, it would be a very funny story!

    One possibly helpful angle: use of credit cards is covered by the various rules about allowing people to borrow money. One of these is mental capacity: an agreement to borrow (and repay) money would have no legal validity if it could be demonstrated that one of the parties did not understand what s/he was doing. I suspect that a good lawyer could get a long way arguing that the OP did not understand what he was doing at the the time he authorised the four £1K transactions, and so his agreement to repay the money cannot be legally binding.
  • shellsuit
    shellsuit Posts: 24,749 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    MJ, I hope you can get this sorted.

    Please let us know the outcome :)
    Tank fly boss walk jam nitty gritty...
  • If the OP manages to get his money back, I'm heading to the same [strike]strip joint[/strike] lap-dancing bar with my c/c for some fun :j
    I hate migraines.
  • On the strength of this thread I've been out and bought my self some tassles and a few sparkly thongs. There's clearly more money to be made as a Lap Dancer than as a Mortgage Broker.

    Anybody know where there's a vacancy for a 40ish bloke with a Guinness Belly, ideal for Belly Dancing?
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
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