Can someone kick me into gear please?!

Keeping_Positive

Hi Penguin

I am the same as you and the others with regards to having a ppor few months. Started with small overspends that didnt seem to make a difference which grewand now I have a £1k overdraft :eek:. Good luck with the weight loss and be brave to look at those finances. I actually feel better after I do it but still put it off!

penguin83

Morning all - KP, I think that everyone has suffered from a summer 'lull' and are now paying for it!

Well weighed myself last night and that was just as scary as looking at the finances but day one of diet today - wish me luck!

Have just looked at my online banking and I have a charge of £6.95 going out on the 30th of each month. I have never been overdrawn and its only a Natwest Step account so no idea what the charge is - will be making a visit to the bank on my lunch to find out!

Have a great day everyone - see y'all later x x x x

taxi73

Hope you find out what that charge is for!!!...

mum2one

Go for it with that charge and dont take no for an answer!!!!!! x

penguin83

I didnt get chance to have a lunch yesterday so I am going into the bank today.

Had an email from a survey site to say they sent a voucher twice and can I post it back to them at an address in Belgium at my expense! Great isnt it - the voucher is only for £4.

Off to work now - no rest for the wicked! See you all later x x

taxi73

Hope you've had a good day and sorted that charge x

mum2one

I cant believe that company want you to send back the vouchers, Im guessing there what you can use in McDonalds..... There getting few and far between those surveys.....Id tell them them, that your keep them as an iou ready 4 the next one. x

DD went back to school, shes a big girl now shes in yr 1, not reception class, so guess who had the tears, I looked like Id done 5 rounds with Mike Tyson. x

Keeping_Positive

Snap except my DS was due to start year 1 today but OH got the days wrong. Im expecting the its boring bit though which is what I got from DD1. Dont they grow up so fast?

I agree about the vouchers sending them back for £4 at your cost is very miserly.

penguin83

Im sending them an email back to say that I will send the voucher back to them as soon as they send me a pre paid envelope! It would be bad enough to a British address but I dont even know how much it would cost to post to Belgium!

Having a much better week in work this week and not feeling so down about it at the mo - that will change by next week though I'm sure!

KP and Mumtoone - my DD is also going into Year 1 - lots of 02/03 babies here then. She can't wait to go back but give it a week and she will be hating it again! DS starts school in a year so have to apply for his school by December, going to get it done straight away though because the school we want for him is really over subscribed.

Taxi - hope your back is better today

OH is off tonight as he has a chest infection and feels generally rough.

Will have to have a nose at the finances and work out whats due to be paid next! x x

boredofbeingathome

Hi hope your OH feels better soon. I think some of the natwest accounts charge for an overdraft facility even if you don't use it..although i am not sure on that one.

Glad you are having a better week at work.x