Can someone kick me into gear please?!

penguin83

Glad your DD enjoyed it Mum - mine keeps asking me how many sleeps it is till hers! Didnt make tea in the end as OH made a curry instead - not very diet friendly but the thought counts! Will have to do the pasta tomorrow instead.

Hi Taxi - hope your day off was relaxing! OH went back in last night and tonight but he is still not too good - he has his antibiotics and steroids though so hopefully they will start to take effect soon - he needs to work tonight to get money to pay for fuel for the weekend - vicious circle!

Really should be in bed now as up at half six for work in the morning eek!

See you all tomorrow! x x x

taxi73

Gosh you were up late!!!!...I know what your DH feels like going to work ill and it being catch 22.Hope you're not too tired today and that you had a good day x

penguin83

Evening all - late again for me! Cant sleep at the mo, I think its all work related.

OH had a really good night last night and is out again all night tonight so fingers crossed! With DD back at school nursery fees have returned to normal so will be making a saving there - those 6 weeks seemed very long.

Not much to report today - still havent sorted out the budget for next week. I have decided to do it weekly now as it is too difficult to do a month with OH earnings all over the show at the mo.

Will post something more coherant tomorrow - so tired I'm going to attempt sleep again!

Taxi - hope you are ok - will catch up with your diary tomorrow x x

penguin83

EEK!! I have got updated balances from everyone and have updated the snowball. I have also halved the amount we are snowballing with as its just not possible at the minute - hopefully OH work will pick up in the winter and we can work on reducing the debt free date again.

New debt free date is now Jan 2014 but that will definately come down, its just more realistic for where we are at the minute.

DD off to a party today so I will be taking her there but apart from that Im just catching up on housework. Its my first weigh day tomorrow night - not looking forward to that!

Off to update sig. x x

taxi73

Hi Penguin..
We are the same I work out what needs to come out of the bank/be paid a fortnight before and try and earn it in that week so that I'm a week in front and not under too much pressure..and then earn the following weeks money as in this job you never know what you are going to earn.
Great to see your DH had a great night last night mine was busy too...
Hope your DD enjoys her party..catch you later xx

mum2one

penguin83 wrote: »

EEK!! I have got updated balances from everyone and have updated the snowball. I have also halved the amount we are snowballing with as its just not possible at the minute - hopefully OH work will pick up in the winter and we can work on reducing the debt free date again.

New debt free date is now Jan 2014 but that will definately come down, its just more realistic for where we are at the minute.

DD off to a party today so I will be taking her there but apart from that Im just catching up on housework. Its my first weigh day tomorrow night - not looking forward to that!

Off to update sig. x x

Your doing brilliantly, ur really well organised, if I go near snowball again, Im sure its going to shout at me and say not again!!

Your doing brilliantly, espically with ur income varying, at least by putting min in snowball, then when yuo pay extra off your get a big surprise. x

penguin83

Evening everyone! Well weighed myself tonight and have lost 2 pounds yeay! I'm really pleased because I have been eating what we already have in so not all the most diet friendly stuff!

Mum - thats what I thought. I could put in the 1000 a month we were snowballing with and get annoyed with myself when we cant manage it and have to watch the debt free extend or put in 540.00 a month minimum payments with a long debt free date and feel all proud when we manage to overpay and reduce the debt - all pyschological!

DD loved her party yesterday and I met up with some old school friends in the pub while I waited for her. I only bought one diet coke so very DFW!

Have made this months 30.00 payment to Robinson Way so for once I am looking forward to updating the snowball!

Back in work tomorrow but off on Wednesday so that will break the week up nicely.

Hope everyone has had a good Sunday - see you all later. x x

taxi73

Well done on the weight loss...

mum2one

Well done on the weight loss, totally agree put in the minimum and they when you get chance to pay extra off extra, its a bonus....... My trouble is I start off well then get distrasted, Im afraid to say my downfall is holidays. Hopeing to take dd to Tunisa nxt yr, but the trouble is I have to pay the adult price for her, and its school holiday, I could get a cheaper package, but Ive stayed at the same hotel twice b4, know people there, Ive stayed in touch with the rep and her family, and with being on crutches, its a case of better the devil you know........
The plan is pay more than the minimum now until xmas, then have a gd push. x

Keeping_Positive

Congrats on weight loss Penguin. My DFD seems depressingly along way off in 2014 too but like you its worst case scenario. My aim is to shorten it.

Mum2one - the holiday was the debt free downfall for me as well this year. Even though I had a budget saved it went before the holiday and then I spent more anyway . Still got to have a life so onwards and upwards!