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Can someone kick me into gear please?!
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Great final 2008 post Penguin.
Happy New Year and may 2009 be a repeat of your 2008 success.:jMay 2013 new beginnings:j0 -
Paying nealry 15k, you deserve a gold medel.
Well done with all the achievements made in 2008, and hers to a debt busting 2009. xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
Happy New Year, Penguin and family.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Thanks Taxi, KP, Mum and Luc - Happy New Year to you all too!
Have spent the day making a brand new shiny snowball! Have neglected my original one for a bit and it was too scrappy anyway as our original 13 creditors are now down to the last 8! It looks really small now the new Snowball! Anyway it has given me a DFD of Jan 2013 but I am determined to chop at least 6 months off this as I want to be debt free before the Olympics (for no reason other than it seems a nice landmark!).
I am planning on snowballing on a minimum of 700.00 a month which doesnt put the pressure on too much and it will be nice when I can pay more then that! Anyways the debt we have remaining is :-
Me - 12700.00
Oh - 18463.59
Joint - 1500.00
Total - 32663.59
It seems nicer broken down like that! First one to clear is MBNA with a guesstimated balance of 2000.00 (it is no more than that and should actually be a few hundred less because of overpayments but I havent been keeping track and cant find a statement so will have to wait for this months!) Want to have paid 500.00 off it by the end of Jan - have made 50.00 payments already so only another 450.00 to go!
Now need to make a brand new spreadsheet!
Hope everyone is having a nice start to the new year - will see you all tomorrow x x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
mwah happy new year mwah xxxI am not bossy I just have better ideas:p0
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Happy New Year to you too Bubs - hows things with you? x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
ah so-so! cant believe crimbo's been an gone an feel like the poor lad on todays deal or no deal, he got down to the last 3 or 4 boxes then lost the 250 leaving two blue boxes(for those who dont watch deal or....thats bad!)good start to the year a? anyway i see you look like your makin headway nicely well done xxI am not bossy I just have better ideas:p0
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Liking your new debtbusting challenge.I think when we have a lot of debt it's so much easier to concentrate on one debt at a time rather than look at the big amount.
Hope you're DH is ok and not too tired after last night x0 -
just popping in to say happy new year! Hope 2009 is a fab one for you and well done on the 2008 debtbusting!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Are you ok Penguin as you haven't been on for a few days x0
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