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Slaying my debts, the second year

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Comments

  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Well done on the new diary, you achieved a lot in the last 12 months, ok the debt may not of gone down as much as you wanted, but as youve said you've budgeted, you sets aims, now baby steps, most importantly remember one thing, you are in charge of the debt, the debt is not in charge of you!!
    xxxx

    Well done on a yr on here xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Hello Mumtoone, :beer: I was thinking about you today! freaky, wondered where you had been had a vague thought you were on holiday? hope all is well with you :D

    xxxx
    Nevertheless she persisted.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    weve done the family escape to Blackpool, but the laptop had to come with me! I can only do the happy fun times of the club a couple of times, very sad confession but I had to queue up at 5.30pm to get a table!
    Thou did some bargain hunting, found a £1.00 shop for all the holiday prezzies, dd had her 1st hotdag, bargain price 50p..
    Very weird been thinking about you as well, wondering what have you done about the Open Uni.
    I had some gd news, afta all the [EMAIL="c@@k"]c@@k[/EMAIL] up this yrs, I got barred from studying for 3 years, but appealed and gd news they found in my favour.... have decided not to start a course to Feb nxt yr, get everything sorted here 1st.
    You take care xxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling better Buffy and the sicky feeling has passed. x
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Hello,
    cheers skint, I seem to feel sick in the afternoons. its really odd - although I am feeling better.

    mum2one, glad you got away, I haven't done anything about OU. but will do it and hope for the best.

    My list for today is nearly done, cleaned pets, (which took yonks) made payment, I didn't do the cupboard, but did sort out two boxes and the animal stuff, plus sewed up some hammocks(don't ask) still got to list an item on ebay so will go take pics in a minute. computer has been playing up today tried to do a back up but it failed.........

    I should feel better cos I have done a lot today. just feeling bleurgh really!

    xx
    Nevertheless she persisted.
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Hi Buffy and well done on the new diary and being a MSEr for a year.

    Slow and steady definately wins the race, I am just like you though I want everything instantly, I hate waiting for things but looking back it was this attitude that got me in debt. I tended to want something, buy it and then worry about paying later.

    Anyway..........positivity and babysteps we will get there for sure.

    Good luck hun
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Two more books on Green Met
    Three items on ebay - all similar so fairly straight forward to list.
    and cleaned out the fish tank!

    Tomorrows list - nothing on Ebay, drove me nuts today!
    1.clean out two fish tanks,
    2.plan two essays and complete one chapter of reading.
    3.make signs for class room.
    4.make one payment

    xxx
    Nevertheless she persisted.
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Hi Buffy

    Quickie post as really need to go the bed and said I woudn't MSe tonight!!

    Congratulations...a great start to a "New Year".

    We'll be a-watching....and a-helping...and a-supporting...and a bit more Chev-stye orientated perhaps????..to help you keep on the right path.

    Well done ...keep at it. You WILL get there Hun.

    Hugs
    Wol2
    xx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • amyandjon
    amyandjon Posts: 349 Forumite
    Hi buffy, curious what essays have you to do ?? new diary sounds positive keep at it :P xx
    The loans will pay themselves the credit cards need a kicking :money: DFW Long haulers supporter 132!!:T
  • I missed this last night. Just adding my good wishes for a very debtslaying year..i too have been thinking about being a tad more focused on my debts rather than my beans!LOL
    So am going to be busy with menu plans and also with getting rid of irritating debt!
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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