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Slaying my debts, the second year

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Comments

  • I want a Fiorelli bag. and a new coat. I do need a coat - haven't had one in four years. its forty five quid from house of Fraser.

    don't need a bag.

    don't need a bag.

    want bag.

    going to bed with the hump.

    must remember 37+45 = 82 pounds. a cc payment. almost three sessions of tutoring.

    less humpy.

    night all xxxxx
    Nevertheless she persisted.
  • skint_spice
    skint_spice Posts: 13,556 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on resisting! I've just seen a lovely watch that I'm not buying...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • it is hard all this resisting lark..i just saw a promo for a new show with twiggy, about clothes swapping..perhaps you could get a group together and do that..someone must have an old prada they don't want!
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Go for the coat, I would love to say go for the handbag..........but brain is trying to rule the heart, .....

    Even thou ur debt repaying if its all pay out and no items that u need, ur end up regretting it and making inpulse purposes.
    £45 for a winters coat is an excellent price.
    Hope ur ok and haveing a gd weekend, and making time for urself. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • I found a cheaper bag on Next, 18 quid have 15 quid voucher so will order it tomorrow. I think it will work or failing that Mum has just said she thinks she has a bag(s) I could use!

    just doing some rambling now,

    the treatment I need for my teeth is going to cost 2075 pounds. I borrowed three grand - driving lessons and teeth, plus I had a BT for about a 1000.so that was CC.

    I have 1500 sitting in a savings account left to pay for the dentist, I can make up the extra five hundred ( used mostly to pay off vet bills, and to my mse shame 200 pounds over draft that I can't explain.) next month from tutoring and cutting out spending (nov is a quite month ).

    opening A and L account is worrying me a bit.

    hmmm. more beer and then bed me thinks. brain hurting.

    xx
    Nevertheless she persisted.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    hi buffy
    i hope that you have done ok in your OU exam now. also that you are avoning like mad and keeping to doing 4 things a day. Glad ofsted went ok.

    Remind me why you need to be debt free by 2009?

    Could you destress by going for a run or something? Anything to get you out of the house?

    Also there are lovely coats on ebay or in charity shops that don't cost £45.....
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Theres a lovely winter coat advertised 4 George at £15 oh y oh y cant I b slim......
    xx rip dad... we had our ups and downs but we’re always be family xx
  • *wonders if Asda are on line for clothes.......*

    cheers Mumtoonexxx

    Chev, exam is next week am very nervous, avon is going ok and running around here normally invovles either a bus or criminal intent.

    spoke to my best friend - she is FAB.

    think I screwed up the bingo ness but we shall see!

    xxxxxxxxxxx
    Nevertheless she persisted.
  • Asda is online and I tihnk I cashbacked it too but not entirely sure.

    I got the coat, and er a nice grey skirt and black top....... its ok I can afford it, it comes out of my spending money for this month, was meant to go shopping with my friends but we didnt go so its handy really. especially if it cash backs!
    thank you SO much Mum2one!
    xxx
    Nevertheless she persisted.
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Hi Buffy - hope things are a little brighter than they were a few weeks ago.
    (Although now you have that coat you'll be able to weather the storms a little easier)

    Good luck with the exam.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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