We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

on low income - cant afford dentist - is this right?

12346

Comments

  • bestpud
    bestpud Posts: 11,048 Forumite
    You don't need to put his life history in the OP, but it helps if you say he has heavy outgoings due to helping his family with a difficult situation! It would also help if you had mentioned he actually lives with his parents but sometimes stays elsewhere as you make it look like he has no fixed abode!

    But anyway...

    He, or his family, should be getting benefits for the children. Child benefit at the very least but also child tax credits and possibly working tax credits if he is the legal guardian.

    Also, if they have taken them out of the care system then they should get financial help in the same way foster carers do.

    There is help out there for families in this situation so he should definitely go and speak to the CAB, or the social worker and say they are struggling emotionally and financially.

    Basically, if they are doing it as an informal arrangement then they need to make it official as they will possibly get more help that way!
  • Horace
    Horace Posts: 14,426 Forumite
    I shall stick my six pennyworth in here. I think that the chap has considerably more money than most of us and so should easily be able to afford a dentist.

    I am on JSA and from my £242 a month, I pay all my bills, rent, food and my dentist. I have never been to an NHS dentist as I have always paid privately. Admittedly, I do have a health plan where I pay an amount each month and after I have paid for my dental treatment I submit receipts and get some money back which helps, it also works for glasses too.

    If the OP's boyfriend was kicked in the face why did he not seek hospital treatment at the time? :confused:

    If I can do it then I am sure the OP's boyfriend can do it as he has considerably more money than me and no real outgoings.
  • lighton
    lighton Posts: 135 Forumite
    Horace wrote: »
    I shall stick my six pennyworth in here. I think that the chap has considerably more money than most of us and so should easily be able to afford a dentist.

    on JSA and from my £242 a month, I pay all my bills, rent, food and my dentist. I have never been to an NHS dentist as I have always paid privately. Admittedly, I do have a health plan where I pay an amount each month and after I have paid for my dental treatment I submit receipts and get some money back which helps, it also works for glasses too.

    If the OP's boyfriend was kicked in the face why did he not seek hospital treatment at the time? :confused:

    If I can do it then I am sure the OP's boyfriend can do it as he has considerably more money than me and no real outgoings.

    I thought you got rent, c,tax, dental and prescrictions free on job seekers. I was just wondering if you are claiming everything.
  • snowqueen555
    snowqueen555 Posts: 1,572 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    does he also not get working tax credits?
  • Zara33
    Zara33 Posts: 5,441 Forumite
    1,000 Posts
    does he also not get working tax credits?
    Just picking up this post sorry snowqueen :o

    Firstly we need to establish who has the legal rights to these children as the mother has left them, from the OP it appears that granny has been left to raise these kids and not the uncle.

    Is this a proper legal set up :confused: Who gets the child benefit for these kids, because they hold the key to any further benefit this family may be entitled too.

    As granny is 60 and retired she would be unable to claim working tax, as there is a few health problems with granny and i think grandad also they may be eligible for AA as i suspect (could be wrong) they are too old to claim DLA.
    Hit the snitch button!
    member #1 of the official warning clique.
    :D:j:D
    Feel the love baby!
  • Scarlett1
    Scarlett1 Posts: 6,887 Forumite
    Kai'sMummy wrote: »
    Toothsmith, you are right, there are far more problems than just his teeth, but although I would love to help with the rest of them, they are not really for me to get involved. To answer your questions though, social services are well aware of his sister and the problems she has caused for her four young boys (3 are now early teens and as you can imagine, are acting out against what she has done to the family). The fathers of these boys are either in prison or being useless individuals outside of it......so no help there then! He hasn't looked in to the carer side of things, perhaps it is something I will find out about for him.
    I realise that I may have come accross a bit 'tetchy' in some of my replies, but I just couldnt believe that some would choose to judge if they had no help to offer. Fair enough, I didn't explain his circumstances fully, but it was my first post and I just sat down and started typing before thinking about what I wanted to say, although what I did say was enough info as far as I was concerned. Several people came up with helpful ideas / pointers, based only on that.
    Anyway, he has had his initial appointment now, a giant step for him - believe me! And so from now his teeth (and his life!) will probably be a lot better....:j
    If you boyfriend's parents are looking after the grandchildren and is recognised as their guardians then they are entitled to claim the child benefit and child tax credits, is the mum still claiming these ? she can also be liable for child support, I think it needs to be established legally who exactly is looking after the children and have it recognised for benefit purposes.
  • Zara33 wrote: »
    Just picking up this post sorry snowqueen :o

    Firstly we need to establish who has the legal rights to these children as the mother has left them, from the OP it appears that granny has been left to raise these kids and not the uncle.

    Is this a proper legal set up :confused: Who gets the child benefit for these kids, because they hold the key to any further benefit this family may be entitled too.
    .

    It is the gran and grandad who have legal guardianship of the children, not my boyfriend, I think it is a residency order (? but not 100% as i havent really gone in to it all too much with them). They do get the child benefit. The mother gets nothing in relation to the kids, and the money my b.f spends is not out of a legal obligation, he's just doing his best to help his mom and dad as they are struggling (as I am sure we all would). To answer a point made earlier, it would not be of any benefit to the children to have their "mother" in their life, forced or not. She has MANY problems (too many to mention on this post anyway) and would only cause further damage.
    To those who said I didnt make it clear about my b.f's resident status - you are right, of course....I just wanted to 'paint a brief picture' about his circumstances just to make it clear that he had no flat of his own and therefore no rent of his own / eligibility to H.B...I didn't say he didn't pay his way - he does. He buys all his own food, pays towards his keep at his mom's AND buys his nephews whatever he can when the need arrises. If I made it sound like he was 'dossing' all over the place, then this is my fault for not being clear enough - although in my defence (lol) I just wanted help re the dentist!! and this has now turned into far more, I didn't want to have to go into all of this, but ended up having to to make it clear to some that were getting the whole situation wrong. He doesn't deserve to be judged badly (in fact he'd kill me if he saw I had put all this on here!! lol, he is very private and very proud and like a lot of men, hates asking for help (which is why I came on here). I know a lot of people have been brill, and thank you to all of you who have given us advise and pointers.....we were stuck and didn't know what to do, to be honest I/we thought the charges would be a lot more than they actually are ( I was expecting he would have to pay hundreds to get this sorted) and now he is well on track to putting it all right so thanks to you all. If I ever post again I will think before I type lol.:rotfl:
    [STRIKE][/STRIKE]£2.00 Coin Savers Club...joined 20.08.08..starting with zero....£22 in ten days, for me thats a real achievment lol!! :j[STRIKE][/STRIKE]Now £58 in three weeks....unprecidented saving yipeeee! :j
  • does he also not get working tax credits?

    Thanks Snowqueen. This is what I had in mind when I originally asked if my b.f was entitled to anything else that would help him. I know nothing about benefits really, and even less about tax credits (it's all so confusing :0)..) I am aware that there are working tax creds for families, but is there anything for single people along the same lines? My boyfriend has always worked - usually full time and often more than one job - and so has never claimed anything. I have only been getting help since I left my job to bring up my toddler, but will be returning to work once he starts school. I dont know anyone who gets help either so I have no-one to ask.
    [STRIKE][/STRIKE]£2.00 Coin Savers Club...joined 20.08.08..starting with zero....£22 in ten days, for me thats a real achievment lol!! :j[STRIKE][/STRIKE]Now £58 in three weeks....unprecidented saving yipeeee! :j
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Kai'sMummy wrote: »
    Thanks Snowqueen. This is what I had in mind when I originally asked if my b.f was entitled to anything else that would help him. I know nothing about benefits really, and even less about tax credits (it's all so confusing :0)..) I am aware that there are working tax creds for families, but is there anything for single people along the same lines? My boyfriend has always worked - usually full time and often more than one job - and so has never claimed anything. I have only been getting help since I left my job to bring up my toddler, but will be returning to work once he starts school. I dont know anyone who gets help either so I have no-one to ask.

    Working tax credits are for everyone single, couples, with kids, without kids.

    if you have no children you need to be over 25 and working for more than 30 hours a week.

    So doubt he would get any help at all. I am not trying to pry but did you say why he was working so few hours. I know he wants to helps his nephews and parents. But he also needs to think about himself as well.

    All the best.

    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • pavlovs_dog
    pavlovs_dog Posts: 10,222 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kai'sMummy, it seems like you are doing your best to help from the periphery without wanting and/or being being able to get too heavily involved with someone else's very complax family situation.

    perhaps once the dental situation is sorted you, it might be an idea for you to get your boyfriend's blessing to start a new thread giving as much detail as you can, so that the knowledgable gang here can help point you in the direction of whatever benefits and help the family may be entitled to claim?

    hope it all works out for you :grouphug:
    know thyself
    Nid wy'n gofyn bywyd moethus...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.