Marks And Spencers Life Insurance 100.00 Cashback NOW SUSPENDED

bristolleedsfan

Also says on M+S webpage 25.00 worth of M+S vouchers after first premium is paid.

http://www.cashbackkings.com/marks-and-spencer-life-insurance/bargains/m5886

Earn £100 per accepted policy. PLEASE NOTE: Customers must return a signed signature pack for the policy to be accepted and make at least 3 direct debit payments before the cashback can be awarded.

Marks and Spencer Life Insurance

From as little as £5 per month

Cashback Kings charge a 5.00 annual fee, CBK will waive the first years 5.00 fee on receipt of emailed proof that a 5.00 fee has been paid elsewhere. e.g quidco : Copy and paste proof into an email to CBK.

http://www.cashbackkings.com/switch

cruella_de_vile

Thanks for that, it's taken the pain away of missing the Post Office one!!

PurplePow

Can you cancel your policy after 3 months though?

GoldTimbo

In the policy booklet it just says that if you stop paying after the first 30days you won't get a refund of what you have paid up to that point. So it sounds ok to me.

bristolleedsfan

GemmaC25 wrote: »

Can you cancel your policy after 3 months though?

Yes, if u decide that you no longer wish to have life insurance cover you can cease the premiums, policy merely becomes defunct.;)

After 30 days premiums already made wont be refunded.


Ive already submitted the application and returned the policy signature forms, unlike the PO Insurance offer the Insurance policy on this one doesnt come into force until signed forms that M+S Insurance send out after the online application has been made have been returned back by post to HSBC who are the insurer.

James1715

Do you think we can sign up to this if we have already tried the PO one? I presume two life insurance policies aren't allowed.

I was one of those who was caught up in the Post Office debarcle, I dont know if it went through, no policy number or email etc. and havent heard anything since - despite attempts to request callbacks.

cruella_de_vile

James I'm sure you can have more than 1 policy active, one of the questions asks if you have more than £350000 worth of cover so presuming you do not insure for that much you should be fine.

withabix

James1715 wrote: »

I presume two life insurance policies aren't allowed.

.

You can have as many as you like, subject to some restrictions on total value.

bristolleedsfan

James1715 wrote: »

Do you think we can sign up to this if we have already tried the PO one? I presume two life insurance policies aren't allowed.

.

http://wiki.answers.com/Q/Can_you_take_out_more_than_one_life_insurance_policy_for_yourself

James1715

Ah ok - thats good news then - thanks for clearing that up guys.

james10999

I knew this one would hit the board sooner or later....

The difference between this one and the Post Office one is that this offer is TOTALLY relient on the cashback site paying out. If they don't pay out, and retailers can stop the cashback for any reason, you are out of pocket.

Think twice before taking the risk.