A payment a day............

njk0327

well another 1.21 sent off to egg today so £7.11 paid since the 16th i'm quite impressed how this is mounting up :T .
hoping to have some bigger sums to send next week though i have a feeling they may be eaten up by the overdraft???
well must go and get some more work done and earn some extra pennies for january(tempting as it is to sit and read this forum all day!)

Vicky- i'm sorry to hear your news i hope that you can keep your chin up at such a sad time.

SarahNeedle1872

Just got back from food shopping :eek: (supermarket surprisingly quiet!) and intend to do very little for the next few hours:D
'Found' £2.15 interest in my monthly saves account, plus used £27.50 worth of Nectar points whilst shopping, so have just paid £29.65 off my CC :j :beer:

Loving the payment a day, the debts will be gone in no time :T

clarissa_D

Hello everyone,
Hope all is well on the miserable Sunday…

Hopeful1 - I am glad he is bein decent to you over all this and giving money *hugs*, and I am glad the outstanding amount has been cleared well done you. And you doughnut need to note when your paydays are !!! Well done on the under £400 !!

Double trouble - oops sorry haha was just really interested to know, also don’t feel down that you was Accepted with AQA these things happen. Well done !!

WeeBag - Well done 1 down !! Great start to the new year

Tomtombeanie - oh still keep on you can’t help what has happened ! I am sorry for your loss also :0(

Katie24007- well done on the £40 Asda vouchers I don’t seem to have much luck on Ipoints :0(

Terri - I hope the Bah Humbug mood has gone and your better now bless ya !! Well done on the £4 added !

NJK0327- well done on the plans and hope they happen !

Flying_Fresian - well done on the £150 payment that’s brilliant ! Fantastic news also on the £1K :0) and brilliant news on the Mortgage drop !!

CornBall- well done on getting it to £2K you must be feeling fab ! You also will need to change your siggy as it still says £2950. So far you have paid off £950 ??

Jenchin66 - well done on the £578.03 hope that you don’t have to far to go to clear the debt your aiming on !!

Greenbynature - could you not go to another shop and get a note ? That way you have some money ? Also do you still think you DFD will be December 2012 ??

Damita - well done cutting your debt down by £5,420.29 will your DFD still be in October 2011??
Almar - at the end of the day hun it will be cleared and very soon

Hobsch - well done on the £9,252.94 payments hope that the total left now wont take “AS long to clear”

MiniMe - I hope that £12.5K has been lowered due to your siggy not being changed and you PAD is £1,013.37 has possibly made that = £11,486.63 ??

Flower08 - well done for getting british Gas down to £30 !! Not long and that is paid off :0)

LouiseUK- welcome and how much is the car loan ?? Hope to see them numbers go down !

Debtfreehopefull - Welcome to the group £267 sounds like a great start to get it cleared in 12 weeks at £16 a week = £192 20 weeks and it will be cleared if all payments are made :0) well done for getting to £259.99 !!


Paybacktime2008- well done on the childminding costs, will extra be going towards the debt in that case ?

Maisie M - well done for doins £113.14 PAD ! And seeing that total go down is great !!

Jo41 - well done for getting Dec statement to £56.54 and hope ya have a lovely Christmas x brill news on the last payment on egg !

Nickynoo08 - well done hun on the PAD £248.69 ! that’s brill do you think your DFD will still be Jan 2010 ??

Naughty Nat - well done on the PAD £214.42 that’s fab !! I think your Next will soon be cleared !

Mummy2mygirls - I do hope your car wont set you back to far, this should start an “emergency” fund in the bank for just incases :0(

SarahNeedle1872 - welcome and £3,788.55 hope that PAD will reduce your 2009 DF prediction by a couple of months less :0)


The more depressing fact is, that had Christmas not been here the amount you are all paying for presents could of gone to the debt !!
that’s what I have realised we paid £150 to DD’s xmas and I spilt some pressies for her Bday in Feb aswell so costs down in Feb 09 ! But that £150 could of gone to catalogue I really wanted to clear the catalogue and CC and make a dent in the BIG LOAN ! Grr butr hey ho so far I have £21.31 in PAD but I lent OH £170 which was aside for the catalogue, but he will put £100 to CC next month :j and the £70 spare when he can so we are getting there ! I probubly have more then that in Jan, over Mum n dads Xmas day and OH's family boxing day so we save on the food hehe :rolleyes:

I will have to do a SOA in January I have been collecting totals off bills and things like DD's creche thats just had a small increase due to the extra 30 mins in the class, but I maybe doing a course in January 09 and her childcare costs will get paid off for me !! :j so the money we save on that shall go towards a payment needed to clear something ! and the NO NAPPIES they want to potty train DD January ! yikes so we will save money on nappies and wipes, also April payments go up on the Benefits and DD will also get free school so fab news on that front I don't seem to have much luck on survey sites or ipoints

have a nice sunday !!

tomtombeanie

thanks to everyone for the kind messages. feeling a bit more together today - my grandad was 88 and had a happy life...it's a shock but not a surprise (if you know what i mean) as he hadn't been so good for a while.

no spend day for me (mainly cause we've loafed around the house!) and a pound to savings.

hope everyone is starting to feel a bit chrismassy now - and just want to reiterate what i've seen said a few times already - we are all doing so well, don't stress if everything doesn't go exactly to plan moneywise, just do your best and remember you are going in the right direction towards less (or no!) debt in 2009.

xxx

fedupandskint

Another £1.80 into PAD fund for today, sorry not much in last week as no spare cash

weebag

Hi all - sorry to hear of everyones problems, especially Tomtombeanie - must be hard, and even more so at this time of year. Best wishes from the weebag crew.

Had a no-spending day today. Fixed the curtain rail, wentshopping for waterproof motorbike boots for a prezzy for me, but couldnt justify Mrs weebag spending money on em, so didnt bother.

Took dogs for walk around local park - truly lovely watching them run and play. They came back FILTHY and have just had a bath.

Gonna have cheese and biscuits and wine for tea. Working tomoz, but then pretty much finished for week.

£2.50 to CC today.

Wee

joeyjimbles

Wow.
I have two days away from this thread and its just taken me ages to catch up with you all! Good news is that I rang up Virgin to sort out payments on my broadband as I thought that they were charging me too much and not only did they agree and immediately credit the money back, they also offered me a better package that costs less money and has the phone calls included. Early Christmas present from then, who'd've thought it?

Bad news is that the money credited has already had to be spent on a bit for the car (the window kept winding itself down unexpectedly which was annoying when driving along but worrying for safety if it happens at night). But that's ok overall as that would have had to have been paid for and Virgin giving me my money back has sorted it.

Plus I'll be saving £9 a month in the future which will be going into my mortgage overpayments as its from the household budget and OH and I agreed that's what we'd do with any savings from there. Very MSE nonetheless.

Just a few pennies in my pot for me for the last few days. Will hopefully manage another payment before the end of the month to keep it below £150 and then I really want to see it gone asap so will have to apply myself to all the various money making schemes there are out there.

Hope everyone had a decent weekend. Blowing a gale and generally pouring down up here. Mad night out with the girls last night at a tribute band night - we all got dressed up in the style of the band...Abba complete with flares, flicked hair, blue eyeshadow, you name it.....and everyone else there was in normal evening clothes! I think they thought we were groupies. Still we had fun.

Tomtombeanie - sorry to hear about your news - 88 is a good age and I'm glad you have great memories of him to treasure.

Fag_ash_lil

Hello peeps ...

Hope you are all ok ....

I've just spent the last hour trying to submit a long post ........ and the blo*dy thing has not submitted and just vanished again :mad: ....

Will type it out again tomorrow ..... can't face doing it again now !

Here's my Good and Bad for today ....

The Good - Added £4 to my pot ....

The Bad - Still a CHOCCY free day today ...... Only because i haven't been out :rolleyes: .....

Catch you all tomorrow

Terri

mummy2mygirls

just in time for todays payment!!! £1 in the pot. Have had a busy day which ended up in hospital!!but everything is fine, just had a fall in mrT on some water on the floor hit my belly so had to get baby checked, baby is fine and kicking away happily! also have to have injection because of the blood type i am if i have any knocks like that!!

Good thing though is our car seams to be ok now.....the garage (friend of dads) Said it should?!?! be ok aslong as we dont let the fuel get low and then no air should get in any more! so atleast it gives us a little time before needing it fixed to save a bit for it??

best go to bed now as sooooo tired.....

Paulgonnabedebtfree

Yet another £1 to GM Card. This is starting to get a bit repetitive LOL.